Compare Today’s Refinance Rates for Paradise Valley, Arizona 85253
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Paradise Valley, Arizona 85253.
With a 30-year amortization refinance in Paradise Valley and surrounding areas of Maricopa county, our calculations show that you can expect to save up to $155,120 over the lifetime of your mortgage, or a monthly savings of $431. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Paradise Valley, Arizona 85253.
Summary of Average Refinances in Paradise Valley, Arizona 85253
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Interactive Refinance Rate Projections for Paradise Valley, Arizona 85253
Pureloan has developed an interactive chart to monitor the five largest local lenders in Paradise Valley, AZ 85253, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Paradise Valley, Arizona 85253 from 2024 - 2016
The following historical data provides insights into refinancing trends in Paradise Valley, Arizona and the surrounding Maricopa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.36% | 66.00% | 71.28% | 70.57% | 74.20% | 70.78% | 63.94% | 67.60% | 63.88% |
avg refi rate | 6.44% | 3.46% | 2.92% | 3.23% | 4.07% | 4.56% | 4.16% | 3.90% | 4.11% |
% 15 year fixed refinance | 10.61% | 21.55% | 17.83% | 18.11% | 15.94% | 19.59% | 27.64% | 23.86% | 26.41% |
avg refi rate | 5.52% | 2.63% | 2.42% | 2.76% | 3.50% | 3.85% | 3.34% | 3.15% | 3.31% |
Avg credit score | 751.53 | 756.61 | 761.50 | 762.23 | 756.82 | 744.79 | 750.55 | 755.98 | 758.37 |
Avg LTV (loan to value) | 59.11% | 51.57% | 59.80% | 65.32% | 69.94% | 68.17% | 70.11% | 69.46% | 69.10% |
Avg DTI (debt to income) | 36.68 | 33.40 | 31.35 | 31.05 | 32.93 | 33.84 | 32.90 | 31.86 | 31.80 |
Avg refinance insurance % | 1.12% | 0.41% | 1.04% | 2.07% | 3.96% | 3.71% | 4.21% | 4.03% | 3.88% |
Best Refinance Brokers around Paradise Valley, Arizona 85253
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Paradise Valley, Arizona 85253, we have compiled a list of top refinance brokers to assist you in the process.
Carolyn Tiegs
Private Mortgage Banker
8601 N. Scottsdale Road Suite 160 Scottsdale
Yavapai, AZ 85253
(480) 348-4319
carolyn.o.tiegs@wellsfargo.com
Rick Schnautz
Loan Officer
6720 N. Scottsdale Rd. Suite 160,
Scottsdale, AZ 85253
(480) 500-3004
rick.schnautz@novahomeloans.com
Jeremy Hammill
Associate Director
8777 North Gainey Center Drive
Scottsdale, AL 85253
(602) 997-3920
jeremy.hammill@berkadia.com
Scott Holland
Senior Managing Director
8777 North Gainey Center Drive
Scottsdale, AL 85253
(602) 997-3920
scott.holland@berkadia.com
Jon Krieger
Senior Managing Director
8777 North Gainey Center Drive
Scottsdale, AL 85253
(602) 997-3920
jon.krieger@berkadia.com
Address
8601 N. Scottsdale Road Suite 160 Scottsdale
Yavapai, AZ
Contact
(480) 348-4319
Fax (301) 639-0804
carolyn.o.tiegs@wellsfargo.com
Address
6720 N. Scottsdale Rd. Suite 160,
Scottsdale, AZ
Contact
(480) 500-3004
Fax (301) 639-0804
rick.schnautz@novahomeloans.com
Address
8777 North Gainey Center Drive
Scottsdale, AL
Contact
(602) 997-3920
Fax (301) 639-0804
jeremy.hammill@berkadia.com