Compare Today’s Refinance Rates for Peoria, Arizona 85385
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Peoria, Arizona 85385.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Peoria, Arizona 85385. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,548 or $15 per month in Peoria and other parts of Maricopa county.
Summary of Average Refinances in Peoria, Arizona 85385
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Interactive Refinance Rate Projections for Peoria, Arizona 85385
Pureloan has developed an interactive chart to monitor the five largest local lenders in Peoria, AZ 85385, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Peoria, Arizona 85385 from 2024 - 2016
The following historical data provides insights into refinancing trends in Peoria, Arizona and the surrounding Maricopa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 69.40% | 73.42% | 71.80% | 73.26% | 67.55% | 64.72% | 63.16% | 62.76% |
avg refi rate | 6.48% | 3.52% | 2.97% | 3.27% | 4.12% | 4.62% | 4.20% | 3.97% | 4.14% |
% 15 year fixed refinance | 5.56% | 17.34% | 15.94% | 16.87% | 15.36% | 20.59% | 25.91% | 26.82% | 27.44% |
avg refi rate | 5.66% | 2.79% | 2.44% | 2.79% | 3.58% | 3.95% | 3.37% | 3.19% | 3.39% |
Avg credit score | 736.69 | 739.16 | 749.27 | 752.52 | 746.99 | 743.06 | 744.42 | 750.54 | 755.33 |
Avg LTV (loan to value) | 60.36% | 53.89% | 62.85% | 68.54% | 72.07% | 68.23% | 70.98% | 70.57% | 69.58% |
Avg DTI (debt to income) | 40.31 | 35.39 | 33.20 | 33.07 | 34.69 | 35.04 | 34.47 | 33.05 | 32.43 |
Avg refinance insurance % | 3.63% | 0.45% | 1.27% | 2.96% | 4.92% | 3.24% | 4.13% | 3.70% | 3.91% |
Best Refinance Brokers around Peoria, Arizona 85385
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Peoria, Arizona 85385, we have compiled a list of top refinance brokers to assist you in the process.
Megan Long
Loan Officer
7747 W Deer Valley Rd. Suite 240
Peoria, AZ 85385
(623) 223-1805
meganl@vipmtginc.com
Craig James
Loan Officer
9051 W. Kelton Lane, Suite 3
Peoria, AZ 85385
(866) 461-7101
cjames@castlecookemortgage.com
Nan Ridenour
Licensed Mortgage Specialist
9051 W. Kelton Lane, Suite 3
Peoria, AZ 85385
(866) 461-7101
nridenour@castlecookemortgage.com
Laurie Forde
Mortgage Banker
8366 W Thunderbird Rd
Peoria, AZ 85385
(623) 282-3993
laurie.forde@chase.com
Guy Ruiz
Mortgage Banker
8280 W Lake Pleasant Parkway
Peoria, AZ 85385
(623) 695-5357
guy.a.ruiz@chase.com
Address
7747 W Deer Valley Rd. Suite 240
Peoria, AZ
Contact
(623) 223-1805
Fax (301) 639-0804
meganl@vipmtginc.com
Address
9051 W. Kelton Lane, Suite 3
Peoria, AZ
Contact
(866) 461-7101
Fax (301) 639-0804
cjames@castlecookemortgage.com
Address
9051 W. Kelton Lane, Suite 3
Peoria, AZ
Contact
(866) 461-7101
Fax (301) 639-0804
nridenour@castlecookemortgage.com