Compare Today’s Refinance Rates for Phoenix, Arizona

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Phoenix, Arizona 85083. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Phoenix and surrounding areas of Maricopa county, expected lifetime cash savings are $26,893 or $75 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Phoenix, Arizona 85083.

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Summary of Average Refinance Terms in Phoenix, Arizona 85083

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Phoenix, Arizona 85083 from 2012 - 2019

Below are historical data on refinancing in Phoenix, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
% 10 year fixed refinance 3.02% 6.80% 5.61% 3.55% 2.09% 1.04% 1.04% 0.82%
avg refi rate 4.03% 3.64% 3.14% 3.09% 3.54% 3.32% 3.14% 3.56%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg Combined LTV (loan to value) 62.73% 63.79% 65.05% 66.89% 70.24% 70.22% 70.55% 68.62%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Phoenix, Arizona 85083

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Phoenix, Arizona 85083, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jesus Salgado

Personal Banker

2231 E Camelback Rd

Phoenix, AZ 85083

(480) 946-2967

jsalgado@firstintlbank.com

Paul Miller

Avp, Commercial Loan Officer

2231 E Camelback Rd

Phoenix, AZ 85083

(480) 946-2967

pmiller@firstintlbank.com

Sarah Femenia

Personal Banker

2231 E Camelback Rd

Phoenix, AZ 85083

(480) 946-2967

sfemenia@firstintlbank.com

Mark Castellanos

Loan officer

5333 N 7th St.

Phoenix, AZ 85083

(602) 666-1110

mark.castellanos@nflp.com

Fredy Morales

Loan officer

5333 N 7th St.

Phoenix, AZ 85083

(602) 875-0886

fredy.morales@nflp.com

Address

2231 E Camelback Rd

Phoenix, AZ

Contact

(480) 946-2967

Fax (301) 639-0804

jsalgado@firstintlbank.com

Address

2231 E Camelback Rd

Phoenix, AZ

Contact

(480) 946-2967

Fax (301) 639-0804

pmiller@firstintlbank.com

Address

2231 E Camelback Rd

Phoenix, AZ

Contact

(480) 946-2967

Fax (301) 639-0804

sfemenia@firstintlbank.com

Refinancing News for Phoenix, Arizona 85083