Compare Today’s Refinance Rates for Phoenix, Arizona

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Phoenix, Arizona 85074. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Phoenix and surrounding areas of Maricopa county, your expected lifetime cash savings are $4,811 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Phoenix, Arizona 85074.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Phoenix, Arizona 85074

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Phoenix, AZ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Phoenix, AZ 85074, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Phoenix, AZ

Refinance Rates for Phoenix, Arizona 85074 from 2013 - 2020

Below are historical data on refinancing in Phoenix, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Phoenix, Arizona 85074

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Phoenix, Arizona 85074, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jesus Salgado

Personal Banker

2231 E Camelback Rd

Phoenix, AZ 85074

(480) 946-2967

jsalgado@firstintlbank.com

Paul Miller

Avp, Commercial Loan Officer

2231 E Camelback Rd

Phoenix, AZ 85074

(480) 946-2967

pmiller@firstintlbank.com

Sarah Femenia

Personal Banker

2231 E Camelback Rd

Phoenix, AZ 85074

(480) 946-2967

sfemenia@firstintlbank.com

Mark Castellanos

Loan officer

5333 N 7th St.

Phoenix, AZ 85074

(602) 666-1110

mark.castellanos@nflp.com

Fredy Morales

Loan officer

5333 N 7th St.

Phoenix, AZ 85074

(602) 875-0886

fredy.morales@nflp.com

Address

2231 E Camelback Rd

Phoenix, AZ

Contact

(480) 946-2967

Fax (301) 639-0804

jsalgado@firstintlbank.com

Address

2231 E Camelback Rd

Phoenix, AZ

Contact

(480) 946-2967

Fax (301) 639-0804

pmiller@firstintlbank.com

Address

2231 E Camelback Rd

Phoenix, AZ

Contact

(480) 946-2967

Fax (301) 639-0804

sfemenia@firstintlbank.com

Refinancing News for Phoenix, Arizona 85074