Compare Today’s Refinance Rates for Phoenix, Arizona
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Phoenix, Arizona 85074. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Phoenix and surrounding areas of Maricopa county, your expected lifetime cash savings are $4,811 or $13 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Phoenix, Arizona 85074.
Summary of Average Refinance Terms in Phoenix, Arizona 85074
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Customized Refinance Rate Projections for Phoenix, AZ
For refinance rate forecasts and predictions in Phoenix, AZ 85074, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Phoenix, Arizona 85074 from 2013 - 2020
Below are historical data on refinancing in Phoenix, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 55.50% | 42.24% | 48.78% | 56.14% | 60.11% | 57.79% | 61.33% | 55.29% |
| avg refi rate | 4.86% | 4.50% | 3.85% | 3.79% | 4.51% | 4.11% | 3.92% | 4.02% |
| % 15 year fixed refinance | 34.44% | 42.72% | 37.63% | 32.72% | 31.73% | 31.30% | 28.47% | 32.58% |
| avg refi rate | 4.25% | 3.76% | 3.22% | 3.02% | 3.59% | 3.33% | 3.13% | 3.24% |
| Avg credit score | 771.41 | 773.37 | 774.38 | 766.79 | 752.39 | 756.92 | 754.38 | 750.36 |
| Avg LTV (loan to value) | 60.39% | 61.71% | 63.37% | 65.44% | 69.24% | 69.28% | 69.79% | 67.78% |
| Avg DTI (debt to income) | 30.35 | 30.03 | 30.24 | 29.56 | 31.68 | 31.83 | 32.15 | 33.24 |
| Avg refinance insurance % | 0.52% | 0.76% | 1.07% | 1.95% | 3.31% | 3.63% | 3.80% | 3.04% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Phoenix, Arizona 85074
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Phoenix, Arizona 85074, we have compiled a list of the leading refinance brokers to guide you.
Jesus Salgado
Personal Banker
2231 E Camelback Rd
Phoenix, AZ 85074
(480) 946-2967
jsalgado@firstintlbank.com
Paul Miller
Avp, Commercial Loan Officer
2231 E Camelback Rd
Phoenix, AZ 85074
(480) 946-2967
pmiller@firstintlbank.com
Sarah Femenia
Personal Banker
2231 E Camelback Rd
Phoenix, AZ 85074
(480) 946-2967
sfemenia@firstintlbank.com
Mark Castellanos
Loan officer
5333 N 7th St.
Phoenix, AZ 85074
(602) 666-1110
mark.castellanos@nflp.com
Fredy Morales
Loan officer
5333 N 7th St.
Phoenix, AZ 85074
(602) 875-0886
fredy.morales@nflp.com
Address
2231 E Camelback Rd
Phoenix, AZ
Contact
(480) 946-2967
Fax (301) 639-0804
jsalgado@firstintlbank.com
Address
2231 E Camelback Rd
Phoenix, AZ
Contact
(480) 946-2967
Fax (301) 639-0804
pmiller@firstintlbank.com
Address
2231 E Camelback Rd
Phoenix, AZ
Contact
(480) 946-2967
Fax (301) 639-0804
sfemenia@firstintlbank.com