Compare Today’s Refinance Rates for Quartzsite, Arizona 85346
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Quartzsite, Arizona 85346.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Quartzsite, Arizona 85346. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Quartzsite and other parts of La Paz county.
Summary of Average Refinances in Quartzsite, Arizona 85346
Become a certified mortgage expert on Pureloan.com
in Quartzsite, Arizona 85346
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Quartzsite, Arizona 85346
Pureloan has developed an interactive chart to monitor the five largest local lenders in Quartzsite, AZ 85346, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Quartzsite, Arizona 85346 from 2024 - 2016
The following historical data provides insights into refinancing trends in Quartzsite, Arizona and the surrounding La Paz county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 69.40% | 73.42% | 71.80% | 73.26% | 67.55% | 64.72% | 63.16% | 62.76% |
avg refi rate | 6.48% | 3.52% | 2.97% | 3.27% | 4.12% | 4.62% | 4.20% | 3.97% | 4.14% |
% 15 year fixed refinance | 5.56% | 17.34% | 15.94% | 16.87% | 15.36% | 20.59% | 25.91% | 26.82% | 27.44% |
avg refi rate | 5.66% | 2.79% | 2.44% | 2.79% | 3.58% | 3.95% | 3.37% | 3.19% | 3.39% |
Avg credit score | 736.69 | 739.16 | 749.27 | 752.52 | 746.99 | 743.06 | 744.42 | 750.54 | 755.33 |
Avg LTV (loan to value) | 60.36% | 53.89% | 62.85% | 68.54% | 72.07% | 68.23% | 70.98% | 70.57% | 69.58% |
Avg DTI (debt to income) | 40.31 | 35.39 | 33.20 | 33.07 | 34.69 | 35.04 | 34.47 | 33.05 | 32.43 |
Avg refinance insurance % | 3.63% | 0.45% | 1.27% | 2.96% | 4.92% | 3.24% | 4.13% | 3.70% | 3.91% |
Best Refinance Brokers around Quartzsite, Arizona 85346
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Quartzsite, Arizona 85346, we have compiled a list of top refinance brokers to assist you in the process.
Kevin Worsley
Mortgage Loan Originator
225 Central Blvd., PO Box 4680
Quartzsite, AZ 85346
(480) 363-4211
kevinw@horizoncommunitybank.com
Betty Proper
Mortgage Loan Originator
225 Central Blvd., PO Box 4680
Quartzsite, AZ 85346
(928) 681-0340
bettyp@horizoncommunitybank.com
Taylor Pedersen
Mortgage Loan Closing Coordinator
225 Central Blvd., PO Box 4680
Quartzsite, AZ 85346
(928) 854-4003
taylorp@horizoncommunitybank.com
Jim Nelson
Vice President/Senior Commercial Lending Manager
225 Central Blvd., PO Box 4680
Quartzsite, AZ 85346
(480) 558-1220
jimn@horizoncommunitybank.com
Tom Hamilton
Mortgage Loan Originator
225 Central Blvd., PO Box 4680
Quartzsite, AZ 85346
(928) 854-4003
thomash@horizoncommunitybank.com
Address
225 Central Blvd., PO Box 4680
Quartzsite, AZ
Contact
(480) 363-4211
Fax (301) 639-0804
kevinw@horizoncommunitybank.com
Address
225 Central Blvd., PO Box 4680
Quartzsite, AZ
Contact
(928) 681-0340
Fax (301) 639-0804
bettyp@horizoncommunitybank.com
Address
225 Central Blvd., PO Box 4680
Quartzsite, AZ
Contact
(928) 854-4003
Fax (301) 639-0804
taylorp@horizoncommunitybank.com