Compare Today’s Refinance Rates for Scottsdale, Arizona

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Scottsdale, Arizona 85271. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $14,402 or $40 / month in Scottsdale and other areas of Maricopa county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Scottsdale, Arizona 85271.

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Summary of Average Refinance Terms in Scottsdale, Arizona 85271

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Scottsdale, AZ 85271, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Scottsdale, Arizona 85271 from 2012 - 2019

Below are historical data on refinancing in Scottsdale, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Scottsdale, Arizona 85271

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Scottsdale, Arizona 85271, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Scott Williams

Vp, Commercial Loan Officer

7900 E. Raintree Drive

Scottsdale, AZ 85271

(480) 948-5532

swilliams@firstintlbank.com

Greg Miskovsky

Arizona Market President

7900 E. Raintree Drive

Scottsdale, AZ 85271

(480) 948-5532

gmiskovsky@firstintlbank.com

Benjamin Lodge

Commercial Lender

7900 E. Raintree Drive

Scottsdale, AZ 85271

(480) 948-5532

blodge@firstintlbank.com

Ashlyn Keeney

Personal Banker

7900 E. Raintree Drive

Scottsdale, AZ 85271

(480) 948-5532

akeeney@firstintlbank.com

Jerry Ownby

Loan officer

14301 N 87th St., Suite 215

Scottsdale, AZ 85271

(480) 719-6579

jerry.ownby@nflp.com

Address

7900 E. Raintree Drive

Scottsdale, AZ

Contact

(480) 948-5532

Fax (301) 639-0804

swilliams@firstintlbank.com

Address

7900 E. Raintree Drive

Scottsdale, AZ

Contact

(480) 948-5532

Fax (301) 639-0804

gmiskovsky@firstintlbank.com

Address

7900 E. Raintree Drive

Scottsdale, AZ

Contact

(480) 948-5532

Fax (301) 639-0804

blodge@firstintlbank.com

Refinancing News for Scottsdale, Arizona 85271