Compare Today’s Refinance Rates for Surprise, Arizona

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Surprise, Arizona 85388. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $7,190 or $20 / month in Surprise and other areas of Maricopa county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Surprise, Arizona 85388.

No suitable program is found

Summary of Average Refinance Terms in Surprise, Arizona 85388

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Surprise, AZ 85388, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Surprise, Arizona 85388 from 2012 - 2019

Below are historical data on refinancing in Surprise, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Surprise, Arizona 85388

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Surprise, Arizona 85388, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jeff Baugus

Loan Officer

15270 W.Brookside Lane Ste. 125

Surprise, AZ 85388

(623) 640-4660

jeff.baugus@chl.cc

Don Peterson

Loan Officer

15270 W.Brookside Lane Ste. 125

Surprise, AZ 85388

(623) 640-4660

Don.Peterson@chl.cc

David DeAlmeida

Loan Officer

15270 W.Brookside Lane Ste. 125

Surprise, AZ 85388

(623) 640-4660

David.DeAlmeida@chl.cc

Kristi Henson

Loan Officer

2000 W. Wickenburg Way STE 400

Wickenburg, AZ 85388

(877) 271-0805

kristi.henson@chl.cc

JAQUELINE MCALLISTER

Home Mortgage Consultant

1646 N Litchfield Rd

Goodyear, AZ 85388

(623) 925-5112

jaqueline.mcallister@wellsfargo.com

Address

15270 W.Brookside Lane Ste. 125

Surprise, AZ

Contact

(623) 640-4660

Fax (301) 639-0804

jeff.baugus@chl.cc

Address

15270 W.Brookside Lane Ste. 125

Surprise, AZ

Contact

(623) 640-4660

Fax (301) 639-0804

Don.Peterson@chl.cc

Address

15270 W.Brookside Lane Ste. 125

Surprise, AZ

Contact

(623) 640-4660

Fax (301) 639-0804

David.DeAlmeida@chl.cc

Refinancing News for Surprise, Arizona 85388