Compare Today’s Refinance Rates for Tempe, Arizona
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Tempe, Arizona 85289. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,244 or $28 / month in Tempe and other areas of Maricopa county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Tempe, Arizona 85289.
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Summary of Average Refinance Terms in Tempe, Arizona 85289
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Tempe, AZ 85289, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Tempe, Arizona 85289 from 2012 - 2019
Below are historical data on refinancing in Tempe, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 55.50% | 42.24% | 48.78% | 56.14% | 60.11% | 57.79% | 61.33% | 55.29% |
| avg refi rate | 4.86% | 4.50% | 3.85% | 3.79% | 4.51% | 4.11% | 3.92% | 4.02% |
| % 15 year fixed refinance | 34.44% | 42.72% | 37.63% | 32.72% | 31.73% | 31.30% | 28.47% | 32.58% |
| avg refi rate | 4.25% | 3.76% | 3.22% | 3.02% | 3.59% | 3.33% | 3.13% | 3.24% |
| Avg credit score | 771.41 | 773.37 | 774.38 | 766.79 | 752.39 | 756.92 | 754.38 | 750.36 |
| Avg LTV (loan to value) | 60.39% | 61.71% | 63.37% | 65.44% | 69.24% | 69.28% | 69.79% | 67.78% |
| Avg DTI (debt to income) | 30.35 | 30.03 | 30.24 | 29.56 | 31.68 | 31.83 | 32.15 | 33.24 |
| Avg refinance insurance % | 0.52% | 0.76% | 1.07% | 1.95% | 3.31% | 3.63% | 3.80% | 3.04% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Tempe, Arizona 85289
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Tempe, Arizona 85289, we have compiled a list of the leading refinance brokers to guide you.
Michelle Vellucci
Loan Originator
1225 S. Main St., Ste. 101
Tempe, AZ 85289
(817) 406-0255
michelle.vellucci@gatewayloan.com
Ginger Thornton
Branch Manager
116 S. Lake Havasu Ave., Ste. 109
Tempe, AZ 85289
(928) 466-8080
ginger.thornton@gatewayloan.com
Pj Staudt
Loan Originator
1225 S. Main St., Ste. 101
Tempe, AZ 85289
(817) 406-0255
pj.staudt@gatewayloan.com
Hoinu Haolai
Loan Originator
1225 S. Main St., Ste. 101
Tempe, AZ 85289
(817) 406-0255
hoinu.haolai@gatewayloan.com
John Bartel
Loan Originator
116 S. Lake Havasu Ave., Ste. 109
Tempe, AZ 85289
(928) 466-8080
john.bartel@gatewayloan.com
Address
1225 S. Main St., Ste. 101
Tempe, AZ
Contact
(817) 406-0255
Fax (301) 639-0804
michelle.vellucci@gatewayloan.com
Address
116 S. Lake Havasu Ave., Ste. 109
Tempe, AZ
Contact
(928) 466-8080
Fax (301) 639-0804
ginger.thornton@gatewayloan.com
Address
1225 S. Main St., Ste. 101
Tempe, AZ
Contact
(817) 406-0255
Fax (301) 639-0804
pj.staudt@gatewayloan.com