Compare Today’s Refinance Rates for Tempe, Arizona 85283
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tempe, Arizona 85283.
With a 30-year amortization refinance in Tempe and surrounding areas of Maricopa county, our calculations show that you can expect to save up to $5,727 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Tempe, Arizona 85283.
Summary of Average Refinances in Tempe, Arizona 85283
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Interactive Refinance Rate Projections for Tempe, Arizona 85283
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tempe, AZ 85283, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tempe, Arizona 85283 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tempe, Arizona and the surrounding Maricopa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 86.36% | 66.00% | 71.28% | 70.57% | 74.20% | 70.78% | 63.94% | 67.60% | 63.88% |
| avg refi rate | 6.44% | 3.46% | 2.92% | 3.23% | 4.07% | 4.56% | 4.16% | 3.90% | 4.11% |
| % 15 year fixed refinance | 10.61% | 21.55% | 17.83% | 18.11% | 15.94% | 19.59% | 27.64% | 23.86% | 26.41% |
| avg refi rate | 5.52% | 2.63% | 2.42% | 2.76% | 3.50% | 3.85% | 3.34% | 3.15% | 3.31% |
| Avg credit score | 751.53 | 756.61 | 761.50 | 762.23 | 756.82 | 744.79 | 750.55 | 755.98 | 758.37 |
| Avg LTV (loan to value) | 59.11% | 51.57% | 59.80% | 65.32% | 69.94% | 68.17% | 70.11% | 69.46% | 69.10% |
| Avg DTI (debt to income) | 36.68 | 33.40 | 31.35 | 31.05 | 32.93 | 33.84 | 32.90 | 31.86 | 31.80 |
| Avg refinance insurance % | 1.12% | 0.41% | 1.04% | 2.07% | 3.96% | 3.71% | 4.21% | 4.03% | 3.88% |
Best Refinance Brokers around Tempe, Arizona 85283
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tempe, Arizona 85283, we have compiled a list of top refinance brokers to assist you in the process.
Michelle Vellucci
Loan Originator
1225 S. Main St., Ste. 101
Tempe, AZ 85283
(817) 406-0255
michelle.vellucci@gatewayloan.com
Ginger Thornton
Branch Manager
116 S. Lake Havasu Ave., Ste. 109
Tempe, AZ 85283
(928) 466-8080
ginger.thornton@gatewayloan.com
Pj Staudt
Loan Originator
1225 S. Main St., Ste. 101
Tempe, AZ 85283
(817) 406-0255
pj.staudt@gatewayloan.com
Hoinu Haolai
Loan Originator
1225 S. Main St., Ste. 101
Tempe, AZ 85283
(817) 406-0255
hoinu.haolai@gatewayloan.com
John Bartel
Loan Originator
116 S. Lake Havasu Ave., Ste. 109
Tempe, AZ 85283
(928) 466-8080
john.bartel@gatewayloan.com
Address
1225 S. Main St., Ste. 101
Tempe, AZ
Contact
(817) 406-0255
Fax (301) 639-0804
michelle.vellucci@gatewayloan.com
Address
116 S. Lake Havasu Ave., Ste. 109
Tempe, AZ
Contact
(928) 466-8080
Fax (301) 639-0804
ginger.thornton@gatewayloan.com
Address
1225 S. Main St., Ste. 101
Tempe, AZ
Contact
(817) 406-0255
Fax (301) 639-0804
pj.staudt@gatewayloan.com