Compare Today’s Refinance Rates for Tempe, Arizona

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Tempe, Arizona 85289. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Tempe and other areas of Maricopa county, expected lifetime cash savings are $8,436 or $23 / month.

For Tempe, Arizona 85289, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Tempe, Arizona 85289

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Tempe, AZ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Tempe, AZ 85289, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Tempe, AZ

Refinance Rates for Tempe, Arizona 85289 from 2013 - 2020

Below are historical data on refinancing in Tempe, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Tempe, Arizona 85289

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Tempe, Arizona 85289, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michelle Vellucci

Loan Originator

1225 S. Main St., Ste. 101

Tempe, AZ 85289

(817) 406-0255

michelle.vellucci@gatewayloan.com

Ginger Thornton

Branch Manager

116 S. Lake Havasu Ave., Ste. 109

Tempe, AZ 85289

(928) 466-8080

ginger.thornton@gatewayloan.com

Pj Staudt

Loan Originator

1225 S. Main St., Ste. 101

Tempe, AZ 85289

(817) 406-0255

pj.staudt@gatewayloan.com

Hoinu Haolai

Loan Originator

1225 S. Main St., Ste. 101

Tempe, AZ 85289

(817) 406-0255

hoinu.haolai@gatewayloan.com

John Bartel

Loan Originator

116 S. Lake Havasu Ave., Ste. 109

Tempe, AZ 85289

(928) 466-8080

john.bartel@gatewayloan.com

Address

1225 S. Main St., Ste. 101

Tempe, AZ

Contact

(817) 406-0255

Fax (301) 639-0804

michelle.vellucci@gatewayloan.com

Address

116 S. Lake Havasu Ave., Ste. 109

Tempe, AZ

Contact

(928) 466-8080

Fax (301) 639-0804

ginger.thornton@gatewayloan.com

Address

1225 S. Main St., Ste. 101

Tempe, AZ

Contact

(817) 406-0255

Fax (301) 639-0804

pj.staudt@gatewayloan.com

Refinancing News for Tempe, Arizona 85289