Compare Today’s Refinance Rates for Tempe, Arizona

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Tempe, Arizona 85289. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,244 or $28 / month in Tempe and other areas of Maricopa county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Tempe, Arizona 85289.

No suitable program is found

Summary of Average Refinance Terms in Tempe, Arizona 85289

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Tempe, AZ 85289, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Tempe, Arizona 85289 from 2012 - 2019

Below are historical data on refinancing in Tempe, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Tempe, Arizona 85289

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Tempe, Arizona 85289, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michelle Vellucci

Loan Originator

1225 S. Main St., Ste. 101

Tempe, AZ 85289

(817) 406-0255

michelle.vellucci@gatewayloan.com

Ginger Thornton

Branch Manager

116 S. Lake Havasu Ave., Ste. 109

Tempe, AZ 85289

(928) 466-8080

ginger.thornton@gatewayloan.com

Pj Staudt

Loan Originator

1225 S. Main St., Ste. 101

Tempe, AZ 85289

(817) 406-0255

pj.staudt@gatewayloan.com

Hoinu Haolai

Loan Originator

1225 S. Main St., Ste. 101

Tempe, AZ 85289

(817) 406-0255

hoinu.haolai@gatewayloan.com

John Bartel

Loan Originator

116 S. Lake Havasu Ave., Ste. 109

Tempe, AZ 85289

(928) 466-8080

john.bartel@gatewayloan.com

Address

1225 S. Main St., Ste. 101

Tempe, AZ

Contact

(817) 406-0255

Fax (301) 639-0804

michelle.vellucci@gatewayloan.com

Address

116 S. Lake Havasu Ave., Ste. 109

Tempe, AZ

Contact

(928) 466-8080

Fax (301) 639-0804

ginger.thornton@gatewayloan.com

Address

1225 S. Main St., Ste. 101

Tempe, AZ

Contact

(817) 406-0255

Fax (301) 639-0804

pj.staudt@gatewayloan.com

Refinancing News for Tempe, Arizona 85289