Compare Today’s Refinance Rates for Thatcher, Arizona 85552
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Thatcher, Arizona 85552.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,755 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Thatcher and other areas of Graham county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Thatcher, Arizona 85552
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Interactive Refinance Rate Projections for Thatcher, Arizona 85552
Pureloan has developed an interactive chart to monitor the five largest local lenders in Thatcher, AZ 85552, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Thatcher, Arizona 85552 from 2024 - 2016
The following historical data provides insights into refinancing trends in Thatcher, Arizona and the surrounding Graham county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.21% | 69.36% | 67.52% | 68.00% | 55.32% | 67.21% | 67.78% | 64.06% |
avg refi rate | 6.64% | 3.81% | 3.01% | 3.32% | 4.18% | 4.72% | 4.26% | 3.95% | 4.12% |
% 15 year fixed refinance | 18.95% | 19.36% | 21.23% | 19.00% | 29.79% | 27.87% | 24.44% | 26.56% | |
avg refi rate | 2.92% | 2.50% | 2.87% | 3.61% | 3.89% | 3.51% | 3.28% | 3.51% | |
Avg credit score | 722.71 | 744.57 | 755.38 | 761.19 | 756.62 | 733.21 | 752.44 | 759.40 | 768.34 |
Avg LTV (loan to value) | 60.36% | 58.69% | 62.66% | 67.09% | 68.74% | 70.85% | 70.08% | 69.52% | 68.00% |
Avg DTI (debt to income) | 38.36 | 34.27 | 32.97 | 32.42 | 33.90 | 33.57 | 34.15 | 34.11 | 31.81 |
Avg refinance insurance % | 0.86% | 0.57% | 1.25% | 2.31% | 3.13% | 3.51% | 2.21% | 3.54% | 3.80% |
Best Refinance Brokers around Thatcher, Arizona 85552
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Thatcher, Arizona 85552, we have compiled a list of top refinance brokers to assist you in the process.
Brad Richardson
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85552
(520) 459-1860
brichardson@americansouthwestcu.org
Linda Broughton
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85552
(520) 459-1860
lbroughton@americansouthwestcu.org
Roxanne Lopez
Loan officer
210 W. Continental Road #132
Green Valley, AZ 85552
(520) 625-6682
roxanne.lopez@novahomeloans.com
Gloria Grab
Loan officer
77 Calle Portal, Suite A160
Sierra Vista, AZ 85552
(520) 803-0309
gloria.grab@novahomeloans.com
Sherri Greenberg
Loan officer
77 Calle Portal, Suite A160
Sierra Vista, AZ 85552
(520) 803-0309
sherri.greenberg@novahomeloans.com
Address
3090 E. Fry Blvd
Sierra Vista, AZ
Contact
(520) 459-1860
Fax (301) 639-0804
brichardson@americansouthwestcu.org
Address
3090 E. Fry Blvd
Sierra Vista, AZ
Contact
(520) 459-1860
Fax (301) 639-0804
lbroughton@americansouthwestcu.org
Address
210 W. Continental Road #132
Green Valley, AZ
Contact
(520) 625-6682
Fax (301) 639-0804
roxanne.lopez@novahomeloans.com