Compare Today’s Refinance Rates for Tonto Basin, Arizona 85553
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Tonto Basin, Arizona 85553.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Tonto Basin, Arizona 85553. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,548 or $13 per month in Tonto Basin and other parts of Gila county.
Summary of Average Refinances in Tonto Basin, Arizona 85553
Become a certified mortgage expert on Pureloan.com
in Tonto Basin, Arizona 85553
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Tonto Basin, Arizona 85553
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tonto Basin, AZ 85553, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tonto Basin, Arizona 85553 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tonto Basin, Arizona and the surrounding Gila county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 64.21% | 69.36% | 67.52% | 68.00% | 55.32% | 67.21% | 67.78% | 64.06% |
| avg refi rate | 6.64% | 3.81% | 3.01% | 3.32% | 4.18% | 4.72% | 4.26% | 3.95% | 4.12% |
| % 15 year fixed refinance | 18.95% | 19.36% | 21.23% | 19.00% | 29.79% | 27.87% | 24.44% | 26.56% | |
| avg refi rate | 2.92% | 2.50% | 2.87% | 3.61% | 3.89% | 3.51% | 3.28% | 3.51% | |
| Avg credit score | 722.71 | 744.57 | 755.38 | 761.19 | 756.62 | 733.21 | 752.44 | 759.40 | 768.34 |
| Avg LTV (loan to value) | 60.36% | 58.69% | 62.66% | 67.09% | 68.74% | 70.85% | 70.08% | 69.52% | 68.00% |
| Avg DTI (debt to income) | 38.36 | 34.27 | 32.97 | 32.42 | 33.90 | 33.57 | 34.15 | 34.11 | 31.81 |
| Avg refinance insurance % | 0.86% | 0.57% | 1.25% | 2.31% | 3.13% | 3.51% | 2.21% | 3.54% | 3.80% |
Best Refinance Brokers around Tonto Basin, Arizona 85553
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tonto Basin, Arizona 85553, we have compiled a list of top refinance brokers to assist you in the process.
Brad Richardson
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85553
(520) 459-1860
brichardson@americansouthwestcu.org
Linda Broughton
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85553
(520) 459-1860
lbroughton@americansouthwestcu.org
Roxanne Lopez
Loan officer
210 W. Continental Road #132
Green Valley, AZ 85553
(520) 625-6682
roxanne.lopez@novahomeloans.com
Gloria Grab
Loan officer
77 Calle Portal, Suite A160
Sierra Vista, AZ 85553
(520) 803-0309
gloria.grab@novahomeloans.com
Sherri Greenberg
Loan officer
77 Calle Portal, Suite A160
Sierra Vista, AZ 85553
(520) 803-0309
sherri.greenberg@novahomeloans.com
Address
3090 E. Fry Blvd
Sierra Vista, AZ
Contact
(520) 459-1860
Fax (301) 639-0804
brichardson@americansouthwestcu.org
Address
3090 E. Fry Blvd
Sierra Vista, AZ
Contact
(520) 459-1860
Fax (301) 639-0804
lbroughton@americansouthwestcu.org
Address
210 W. Continental Road #132
Green Valley, AZ
Contact
(520) 625-6682
Fax (301) 639-0804
roxanne.lopez@novahomeloans.com