Compare Today’s Refinance Rates for Topock, Arizona 86436
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Topock, Arizona 86436.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Topock, Arizona 86436. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,473 or $15 per month in Topock and other parts of Mohave county.
Summary of Average Refinances in Topock, Arizona 86436
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Interactive Refinance Rate Projections for Topock, Arizona 86436
Pureloan has developed an interactive chart to monitor the five largest local lenders in Topock, AZ 86436, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Topock, Arizona 86436 from 2024 - 2016
The following historical data provides insights into refinancing trends in Topock, Arizona and the surrounding Mohave county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 67.30% | 71.68% | 69.52% | 70.85% | 74.73% | 63.07% | 66.54% | 67.58% |
avg refi rate | 6.71% | 3.73% | 2.98% | 3.24% | 4.29% | 4.66% | 4.13% | 4.04% | 4.18% |
% 15 year fixed refinance | 20.85% | 17.18% | 20.74% | 24.62% | 15.38% | 27.84% | 20.87% | 20.09% | |
avg refi rate | 2.67% | 2.44% | 2.75% | 3.51% | 3.83% | 3.38% | 3.23% | 3.31% | |
Avg credit score | 747.14 | 758.11 | 771.87 | 768.79 | 760.25 | 748.19 | 761.70 | 761.04 | 764.93 |
Avg LTV (loan to value) | 64.14% | 50.52% | 60.58% | 66.25% | 68.81% | 68.78% | 67.65% | 70.04% | 70.36% |
Avg DTI (debt to income) | 30.86 | 33.32 | 31.94 | 31.93 | 35.07 | 34.69 | 32.79 | 32.36 | 32.56 |
Avg refinance insurance % | 7.86% | 0.18% | 1.34% | 2.79% | 4.26% | 2.95% | 2.35% | 3.77% | 2.45% |
Best Refinance Brokers around Topock, Arizona 86436
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Topock, Arizona 86436, we have compiled a list of top refinance brokers to assist you in the process.
Matt Walaszek
Mortgage Professional
2440 Adobe Road, Suite 106
Bullhead City, AZ 86436
(928) 758-1881
matt@hi-techmortgage.com
Scott Stockman
Mortgage Advisor
2440 Adobe Road, Suite 106
Bullhead City, AZ 86436
(928) 854-1881
scott@hi-techmortgage.com
Sylvia Lerma
Branch Manager
2440 Adobe Road, Suite 106
Bullhead City, AZ 86436
(928) 758-1881
sylvia@hi-techmortgage.com
Louise Zaborsky
Loan Officer
2440 Adobe Road, Suite 106
Bullhead City, AZ 86436
(928) 758-1881
louise@hi-techmortgage.com
Lisa Billetdeaux
Asst. Vice President & Loan Administrator Supervisor
225 N. Lake Havasu Ave.
Lake Havasu City, AZ 86436
(928) 854-3000
LisaB@horizoncommunitybank.com
Address
2440 Adobe Road, Suite 106
Bullhead City, AZ
Contact
(928) 758-1881
Fax (301) 639-0804
matt@hi-techmortgage.com
Address
2440 Adobe Road, Suite 106
Bullhead City, AZ
Contact
(928) 854-1881
Fax (301) 639-0804
scott@hi-techmortgage.com
Address
2440 Adobe Road, Suite 106
Bullhead City, AZ
Contact
(928) 758-1881
Fax (301) 639-0804
sylvia@hi-techmortgage.com