Compare Today’s Refinance Rates for Tortilla Flat, Arizona 85290
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Tortilla Flat, Arizona 85290.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Tortilla Flat, Arizona 85290. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,221 or $15 per month in Tortilla Flat and other parts of Maricopa county.
Summary of Average Refinances in Tortilla Flat, Arizona 85290
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Interactive Refinance Rate Projections for Tortilla Flat, Arizona 85290
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tortilla Flat, AZ 85290, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tortilla Flat, Arizona 85290 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tortilla Flat, Arizona and the surrounding Maricopa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.36% | 66.00% | 71.28% | 70.57% | 74.20% | 70.78% | 63.94% | 67.60% | 63.88% |
avg refi rate | 6.44% | 3.46% | 2.92% | 3.23% | 4.07% | 4.56% | 4.16% | 3.90% | 4.11% |
% 15 year fixed refinance | 10.61% | 21.55% | 17.83% | 18.11% | 15.94% | 19.59% | 27.64% | 23.86% | 26.41% |
avg refi rate | 5.52% | 2.63% | 2.42% | 2.76% | 3.50% | 3.85% | 3.34% | 3.15% | 3.31% |
Avg credit score | 751.53 | 756.61 | 761.50 | 762.23 | 756.82 | 744.79 | 750.55 | 755.98 | 758.37 |
Avg LTV (loan to value) | 59.11% | 51.57% | 59.80% | 65.32% | 69.94% | 68.17% | 70.11% | 69.46% | 69.10% |
Avg DTI (debt to income) | 36.68 | 33.40 | 31.35 | 31.05 | 32.93 | 33.84 | 32.90 | 31.86 | 31.80 |
Avg refinance insurance % | 1.12% | 0.41% | 1.04% | 2.07% | 3.96% | 3.71% | 4.21% | 4.03% | 3.88% |
Best Refinance Brokers around Tortilla Flat, Arizona 85290
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tortilla Flat, Arizona 85290, we have compiled a list of top refinance brokers to assist you in the process.
Ignacio Baiz
Home Mortgage Consultant
8196 S. Power Rd Gilbert
Apache Junction, AZ 85290
(480) 988-1682
Ignacio.Baiz@wellsfargo.com
Adam Boles
Loan officer
4458 East Cloudburst Court
Gilbert, AZ 85290
(480) 279-0032
aboles@bayeq.com
Jj Bazzi
Loan officer
335 Germann Road, Suite 110
Gilbert, AZ 85290
jbazzi@peoplesmortgage.com
Daryl Edson
Loan officer
335 Germann Road, Suite 110
Gilbert, AZ 85290
(480) 426-9038
dedson@peoplesmortgage.com
Tim Hadlock
Loan officer
335 Germann Road, Suite 110
Gilbert, AZ 85290
thadlock@peoplesmortgage.com
Address
8196 S. Power Rd Gilbert
Apache Junction, AZ
Contact
(480) 988-1682
Fax (301) 639-0804
Ignacio.Baiz@wellsfargo.com
Address
4458 East Cloudburst Court
Gilbert, AZ
Contact
(480) 279-0032
Fax (301) 639-0804
aboles@bayeq.com
Address
335 Germann Road, Suite 110
Gilbert, AZ
Contact
Fax (301) 639-0804
jbazzi@peoplesmortgage.com