Compare Today’s Refinance Rates for Vail, Arizona 85641
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Vail, Arizona 85641.
With a 30-year amortization refinance in Vail and surrounding areas of Pima county, our calculations show that you can expect to save up to $5,221 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Vail, Arizona 85641.
Summary of Average Refinances in Vail, Arizona 85641
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Interactive Refinance Rate Projections for Vail, Arizona 85641
Pureloan has developed an interactive chart to monitor the five largest local lenders in Vail, AZ 85641, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Vail, Arizona 85641 from 2024 - 2016
The following historical data provides insights into refinancing trends in Vail, Arizona and the surrounding Pima county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 65.47% | 65.37% | 65.36% | 64.14% | 58.11% | 53.95% | 53.12% | 63.28% |
avg refi rate | 6.36% | 3.63% | 2.97% | 3.25% | 4.15% | 4.62% | 4.14% | 3.91% | 4.11% |
% 15 year fixed refinance | 9.09% | 24.55% | 22.06% | 23.35% | 24.61% | 31.08% | 35.09% | 35.01% | 26.56% |
avg refi rate | 5.00% | 2.90% | 2.48% | 2.84% | 3.68% | 3.84% | 3.46% | 3.22% | 3.41% |
Avg credit score | 732.27 | 738.21 | 756.56 | 769.25 | 760.30 | 752.05 | 762.29 | 764.03 | 766.49 |
Avg LTV (loan to value) | 64.36% | 59.37% | 63.92% | 68.74% | 71.13% | 69.64% | 72.27% | 72.45% | 72.08% |
Avg DTI (debt to income) | 36.27 | 33.66 | 31.93 | 32.06 | 33.62 | 33.10 | 34.07 | 30.82 | 32.57 |
Avg refinance insurance % | 2.73% | 0.82% | 1.50% | 3.05% | 4.33% | 3.43% | 4.88% | 4.80% | 5.49% |
Best Refinance Brokers around Vail, Arizona 85641
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Vail, Arizona 85641, we have compiled a list of top refinance brokers to assist you in the process.
Brad Richardson
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85641
(520) 459-1860
brichardson@americansouthwestcu.org
Linda Broughton
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85641
(520) 459-1860
lbroughton@americansouthwestcu.org
Roxanne Lopez
Loan officer
210 W. Continental Road #132
Green Valley, AZ 85641
(520) 625-6682
roxanne.lopez@novahomeloans.com
Gloria Grab
Loan officer
77 Calle Portal, Suite A160
Sierra Vista, AZ 85641
(520) 803-0309
gloria.grab@novahomeloans.com
Sherri Greenberg
Loan officer
77 Calle Portal, Suite A160
Sierra Vista, AZ 85641
(520) 803-0309
sherri.greenberg@novahomeloans.com
Address
3090 E. Fry Blvd
Sierra Vista, AZ
Contact
(520) 459-1860
Fax (301) 639-0804
brichardson@americansouthwestcu.org
Address
3090 E. Fry Blvd
Sierra Vista, AZ
Contact
(520) 459-1860
Fax (301) 639-0804
lbroughton@americansouthwestcu.org
Address
210 W. Continental Road #132
Green Valley, AZ
Contact
(520) 625-6682
Fax (301) 639-0804
roxanne.lopez@novahomeloans.com