Compare Today’s Refinance Rates for Whiteriver, Arizona 85941
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Whiteriver, Arizona 85941.
With a 30-year amortization refinance in Whiteriver and surrounding areas of Navajo county, our calculations show that you can expect to save up to $4,961 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Whiteriver, Arizona 85941.
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Summary of Average Refinances in Whiteriver, Arizona 85941
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Whiteriver, Arizona 85941
Pureloan has developed an interactive chart to monitor the five largest local lenders in Whiteriver, AZ 85941, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Whiteriver, Arizona 85941 from 2024 - 2016
The following historical data provides insights into refinancing trends in Whiteriver, Arizona and the surrounding Navajo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.21% | 69.36% | 67.52% | 68.00% | 55.32% | 67.21% | 67.78% | 64.06% |
avg refi rate | 6.64% | 3.81% | 3.01% | 3.32% | 4.18% | 4.72% | 4.26% | 3.95% | 4.12% |
% 15 year fixed refinance | 18.95% | 19.36% | 21.23% | 19.00% | 29.79% | 27.87% | 24.44% | 26.56% | |
avg refi rate | 2.92% | 2.50% | 2.87% | 3.61% | 3.89% | 3.51% | 3.28% | 3.51% | |
Avg credit score | 722.71 | 744.57 | 755.38 | 761.19 | 756.62 | 733.21 | 752.44 | 759.40 | 768.34 |
Avg LTV (loan to value) | 60.36% | 58.69% | 62.66% | 67.09% | 68.74% | 70.85% | 70.08% | 69.52% | 68.00% |
Avg DTI (debt to income) | 38.36 | 34.27 | 32.97 | 32.42 | 33.90 | 33.57 | 34.15 | 34.11 | 31.81 |
Avg refinance insurance % | 0.86% | 0.57% | 1.25% | 2.31% | 3.13% | 3.51% | 2.21% | 3.54% | 3.80% |
Best Refinance Brokers around Whiteriver, Arizona 85941
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Whiteriver, Arizona 85941, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Mary Trzcinski
Loan Originator
4720 Maverick Lane Suite 104
Lakeside, AZ 85941
(800) 280-8655
mary.trzcinski@wvmb.com
Address
4720 Maverick Lane Suite 104
Lakeside, AZ
Contact
(800) 280-8655
Fax (301) 639-0804
mary.trzcinski@wvmb.com