Compare Today’s Refinance Rates for Youngtown, Arizona 85363
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Youngtown, Arizona 85363.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,801 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Youngtown and other areas of Maricopa county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Youngtown, Arizona 85363
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Interactive Refinance Rate Projections for Youngtown, Arizona 85363
Pureloan has developed an interactive chart to monitor the five largest local lenders in Youngtown, AZ 85363, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Youngtown, Arizona 85363 from 2024 - 2016
The following historical data provides insights into refinancing trends in Youngtown, Arizona and the surrounding Maricopa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 69.40% | 73.42% | 71.80% | 73.26% | 67.55% | 64.72% | 63.16% | 62.76% |
avg refi rate | 6.48% | 3.52% | 2.97% | 3.27% | 4.12% | 4.62% | 4.20% | 3.97% | 4.14% |
% 15 year fixed refinance | 5.56% | 17.34% | 15.94% | 16.87% | 15.36% | 20.59% | 25.91% | 26.82% | 27.44% |
avg refi rate | 5.66% | 2.79% | 2.44% | 2.79% | 3.58% | 3.95% | 3.37% | 3.19% | 3.39% |
Avg credit score | 736.69 | 739.16 | 749.27 | 752.52 | 746.99 | 743.06 | 744.42 | 750.54 | 755.33 |
Avg LTV (loan to value) | 60.36% | 53.89% | 62.85% | 68.54% | 72.07% | 68.23% | 70.98% | 70.57% | 69.58% |
Avg DTI (debt to income) | 40.31 | 35.39 | 33.20 | 33.07 | 34.69 | 35.04 | 34.47 | 33.05 | 32.43 |
Avg refinance insurance % | 3.63% | 0.45% | 1.27% | 2.96% | 4.92% | 3.24% | 4.13% | 3.70% | 3.91% |
Best Refinance Brokers around Youngtown, Arizona 85363
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Youngtown, Arizona 85363, we have compiled a list of top refinance brokers to assist you in the process.
Daniel Jackson
Loan officer
454 W. Catalina Drive
Yuma, AZ 85363
(928) 726-7266
daniel.jackson@novahomeloans.com
Sheila Lee
Loan officer
454 W. Catalina Drive
Yuma, AZ 85363
(928) 726-7266
sheila.lee@novahomeloans.com
Tera Greene
Senior Loan Officer
3150 South Catalina Drive, Suite 4
Yuma, AZ 85363
(928) 247-9089
tera.greene@academymortgage.com
Brian Geren
Branch Manager
1800 S. 4th Avenue
Yuma, AZ 85363
(928) 344-8822
bgeren@mohavestbank.com
Jeff Byrd
Business Relationship Officer
1800 S. 4th Avenue
Yuma, AZ 85363
(928) 344-8822
jbyrd@mohavestbank.com
Address
454 W. Catalina Drive
Yuma, AZ
Contact
(928) 726-7266
Fax (301) 639-0804
daniel.jackson@novahomeloans.com
Address
454 W. Catalina Drive
Yuma, AZ
Contact
(928) 726-7266
Fax (301) 639-0804
sheila.lee@novahomeloans.com
Address
3150 South Catalina Drive, Suite 4
Yuma, AZ
Contact
(928) 247-9089
Fax (301) 639-0804
tera.greene@academymortgage.com