Compare Today’s Refinance Rates for Yuma, Arizona 85369
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Yuma, Arizona 85369.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Yuma, Arizona 85369. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,423 or $18 per month in Yuma and other parts of Yuma county.
Summary of Average Refinances in Yuma, Arizona 85369
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Interactive Refinance Rate Projections for Yuma, Arizona 85369
Pureloan has developed an interactive chart to monitor the five largest local lenders in Yuma, AZ 85369, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Yuma, Arizona 85369 from 2024 - 2016
The following historical data provides insights into refinancing trends in Yuma, Arizona and the surrounding Yuma county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 69.40% | 73.42% | 71.80% | 73.26% | 67.55% | 64.72% | 63.16% | 62.76% |
avg refi rate | 6.48% | 3.52% | 2.97% | 3.27% | 4.12% | 4.62% | 4.20% | 3.97% | 4.14% |
% 15 year fixed refinance | 5.56% | 17.34% | 15.94% | 16.87% | 15.36% | 20.59% | 25.91% | 26.82% | 27.44% |
avg refi rate | 5.66% | 2.79% | 2.44% | 2.79% | 3.58% | 3.95% | 3.37% | 3.19% | 3.39% |
Avg credit score | 736.69 | 739.16 | 749.27 | 752.52 | 746.99 | 743.06 | 744.42 | 750.54 | 755.33 |
Avg LTV (loan to value) | 60.36% | 53.89% | 62.85% | 68.54% | 72.07% | 68.23% | 70.98% | 70.57% | 69.58% |
Avg DTI (debt to income) | 40.31 | 35.39 | 33.20 | 33.07 | 34.69 | 35.04 | 34.47 | 33.05 | 32.43 |
Avg refinance insurance % | 3.63% | 0.45% | 1.27% | 2.96% | 4.92% | 3.24% | 4.13% | 3.70% | 3.91% |
Best Refinance Brokers around Yuma, Arizona 85369
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Yuma, Arizona 85369, we have compiled a list of top refinance brokers to assist you in the process.
Adam Dauner
Commercial Loan Officer
1800 S. 4th Avenue
Yuma, AZ 85369
(928) 344-8822
adauner@mohavestbank.com
Damian Liska
Customer Service Manager
1800 S. 4th Avenue
Yuma, AZ 85369
(928) 344-8822
dliska@mohavestbank.com
Jeff Byrd
Business Relationship Officer
1800 S. 4th Avenue
Yuma, AZ 85369
(928) 344-8822
jbyrd@mohavestbank.com
Brian Geren
Branch Manager
1800 S. 4th Avenue
Yuma, AZ 85369
(928) 344-8822
bgeren@mohavestbank.com
Tera Greene
Senior Loan Officer
3150 South Catalina Drive, Suite 4
Yuma, AZ 85369
(928) 247-9089
tera.greene@academymortgage.com
Address
1800 S. 4th Avenue
Yuma, AZ
Contact
(928) 344-8822
Fax (301) 639-0804
adauner@mohavestbank.com
Address
1800 S. 4th Avenue
Yuma, AZ
Contact
(928) 344-8822
Fax (301) 639-0804
dliska@mohavestbank.com
Address
1800 S. 4th Avenue
Yuma, AZ
Contact
(928) 344-8822
Fax (301) 639-0804
jbyrd@mohavestbank.com