Compare Today’s Refinance Rates for Yuma, Arizona

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Yuma, Arizona 85369. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Yuma and surrounding areas of Maricopa county, your expected lifetime cash savings are $8,389 or $23 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Yuma, Arizona 85369.

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Summary of Average Refinance Terms in Yuma, Arizona 85369

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Yuma, AZ 85369, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Yuma, Arizona 85369 from 2012 - 2019

Below are historical data on refinancing in Yuma, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Yuma, Arizona 85369

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Yuma, Arizona 85369, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Adam Dauner

Commercial Loan Officer

1800 S. 4th Avenue

Yuma, AZ 85369

(928) 344-8822

adauner@mohavestbank.com

Damian Liska

Customer Service Manager

1800 S. 4th Avenue

Yuma, AZ 85369

(928) 344-8822

dliska@mohavestbank.com

Jeff Byrd

Business Relationship Officer

1800 S. 4th Avenue

Yuma, AZ 85369

(928) 344-8822

jbyrd@mohavestbank.com

Brian Geren

Branch Manager

1800 S. 4th Avenue

Yuma, AZ 85369

(928) 344-8822

bgeren@mohavestbank.com

Tera Greene

Senior Loan Officer

3150 South Catalina Drive, Suite 4

Yuma, AZ 85369

(928) 247-9089

tera.greene@academymortgage.com

Address

1800 S. 4th Avenue

Yuma, AZ

Contact

(928) 344-8822

Fax (301) 639-0804

adauner@mohavestbank.com

Address

1800 S. 4th Avenue

Yuma, AZ

Contact

(928) 344-8822

Fax (301) 639-0804

dliska@mohavestbank.com

Address

1800 S. 4th Avenue

Yuma, AZ

Contact

(928) 344-8822

Fax (301) 639-0804

jbyrd@mohavestbank.com

Refinancing News for Yuma, Arizona 85369