Compare Today’s Refinance Rates for Alamo, California 94507
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Alamo, California 94507.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Alamo, California 94507. For 30-year amortization refinancing, you can expect lifetime cash savings of $163,284 or $454 per month in Alamo and other parts of Contra Costa county.
Summary of Average Refinances in Alamo, California 94507
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Interactive Refinance Rate Projections for Alamo, California 94507
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alamo, CA 94507, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alamo, California 94507 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alamo, California and the surrounding Contra Costa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Alamo, California 94507
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alamo, California 94507, we have compiled a list of top refinance brokers to assist you in the process.
Linda Zaiss
Executive Loan Advisor
3240 Stone Valley Road West
Alamo, CA 94507
(925) 552-0175
lzaiss@rpm-mtg.com
Erica Quistgard
Loan Advisor
3240 Stone Valley Road West
Alamo, CA 94507
(925) 552-0175
equistgard@rpm-mtg.com
Neda Mohammadi
Production Development / Loan Advisor
3240 Stone Valley Road West
Alamo, CA 94507
(925) 552-0175
nmohammadi@rpm-mtg.com
Ricky Michelmore
Loan Advisor
3240 Stone Valley Road West
Alamo, CA 94507
(925) 552-0175
rmichelmore@rpm-mtg.com
Erin Hamilton
SVP, Director of Implementation
3240 Stone Valley Road West
Alamo, CA 94507
(925) 552-0175
ehamilton@rpm-mtg.com
Address
3240 Stone Valley Road West
Alamo, CA
Contact
(925) 552-0175
Fax (301) 639-0804
lzaiss@rpm-mtg.com
Address
3240 Stone Valley Road West
Alamo, CA
Contact
(925) 552-0175
Fax (301) 639-0804
equistgard@rpm-mtg.com
Address
3240 Stone Valley Road West
Alamo, CA
Contact
(925) 552-0175
Fax (301) 639-0804
nmohammadi@rpm-mtg.com