Compare Today’s Refinance Rates for Alpine, California 91901
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Alpine, California 91901.
With a 30-year amortization refinance in Alpine and surrounding areas of San Diego county, our calculations show that you can expect to save up to $11,565 over the lifetime of your mortgage, or a monthly savings of $32. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Alpine, California 91901.
Summary of Average Refinances in Alpine, California 91901
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Interactive Refinance Rate Projections for Alpine, California 91901
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alpine, CA 91901, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alpine, California 91901 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alpine, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.75% | 76.67% | 78.24% | 79.11% | 85.28% | 80.21% | 76.83% | 77.47% | 78.34% |
avg refi rate | 5.95% | 3.34% | 2.87% | 3.17% | 4.03% | 4.49% | 4.12% | 3.86% | 4.06% |
% 15 year fixed refinance | 11.66% | 12.83% | 11.17% | 8.83% | 11.57% | 15.13% | 14.21% | 13.99% | |
avg refi rate | 2.69% | 2.34% | 2.69% | 3.54% | 3.76% | 3.30% | 3.09% | 3.27% | |
Avg credit score | 727.31 | 744.81 | 757.36 | 760.79 | 751.51 | 740.33 | 746.50 | 752.04 | 752.21 |
Avg LTV (loan to value) | 55.25% | 54.42% | 60.37% | 64.07% | 69.10% | 66.45% | 66.05% | 66.34% | 69.16% |
Avg DTI (debt to income) | 37.88 | 39.77 | 35.72 | 35.47 | 38.77 | 38.14 | 36.52 | 35.82 | 36.32 |
Avg refinance insurance % | 2.31% | 0.79% | 1.34% | 2.07% | 4.11% | 2.29% | 2.54% | 2.18% | 2.73% |
Best Refinance Brokers around Alpine, California 91901
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alpine, California 91901, we have compiled a list of top refinance brokers to assist you in the process.
Robert Gonzalez
Mortgage Banker
1271 Tavern Rd.
Alpine, CA 91901
(619) 205-9748
robert.a.gonzalez@chase.com
Dolores White
Business Development Manager/ Loan Officer
2124 Arnold Way
Alpine , CA 91901
(619) 722-1303
dwhite@primeres.com
Lesley Panopio
Mortgage Loan Officer
2124 Arnold Way
Alpine , CA 91901
(619) 722-1303
lpanopio@primeres.com
Kevin Peck
Sales Manager/Loan Officer
2124 Arnold Way
Alpine , CA 91901
(619) 722-1303
kpeck@primeres.com
Kimberly Hesser
Loan Officer
2124 Arnold Way
Alpine , CA 91901
(619) 722-1303
khesser@primeres.com
Address
1271 Tavern Rd.
Alpine, CA
Contact
(619) 205-9748
Fax (301) 639-0804
robert.a.gonzalez@chase.com
Address
2124 Arnold Way
Alpine , CA
Contact
(619) 722-1303
Fax (301) 639-0804
dwhite@primeres.com
Address
2124 Arnold Way
Alpine , CA
Contact
(619) 722-1303
Fax (301) 639-0804
lpanopio@primeres.com