Compare Today’s Refinance Rates for Amboy, California 92304
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Amboy, California 92304.
With a 30-year amortization refinance in Amboy and surrounding areas of San Bernardino county, our calculations show that you can expect to save up to $5,108 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Amboy, California 92304.
Summary of Average Refinances in Amboy, California 92304
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Interactive Refinance Rate Projections for Amboy, California 92304
Pureloan has developed an interactive chart to monitor the five largest local lenders in Amboy, CA 92304, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Amboy, California 92304 from 2024 - 2016
The following historical data provides insights into refinancing trends in Amboy, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Amboy, California 92304
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Amboy, California 92304, we have compiled a list of top refinance brokers to assist you in the process.
Celia Elizalde
Loan officer
11994 Palmdale Rd
Adelanto, CA 92304
(760) 246-4479
Celia.Elizalde@usbank.com
Adriana Avina
Mortgage Advisor
16191 Kamana Rd., Suite 203
Apple Valley, CA 92304
(909) 657-5118
aavina@financeofamerica.com
Ezequiel Avina
Mortgage Advisor
16191 Kamana Rd., Suite 203
Apple Valley, CA 92304
(760) 813-3407
eavina@financeofamerica.com
Ricardo Molina
Loan officer
14518 Baseline Ave
Fontana, CA 92304
(909) 349-1164
Ricardo.Molina@chase.com
Craig Carlson
Mortgage Banker
17317 Main St
Hesperia, CA 92304
(176) 024-4331
Craig.W.Carlson@Chase.com
Address
11994 Palmdale Rd
Adelanto, CA
Contact
(760) 246-4479
Fax (301) 639-0804
Celia.Elizalde@usbank.com
Address
16191 Kamana Rd., Suite 203
Apple Valley, CA
Contact
(909) 657-5118
Fax (301) 639-0804
aavina@financeofamerica.com
Address
16191 Kamana Rd., Suite 203
Apple Valley, CA
Contact
(760) 813-3407
Fax (301) 639-0804
eavina@financeofamerica.com