Compare Today’s Refinance Rates for American Canyon, California 94503
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in American Canyon, California 94503.
With a 30-year amortization refinance in American Canyon and surrounding areas of Napa county, our calculations show that you can expect to save up to $9,368 over the lifetime of your mortgage, or a monthly savings of $26. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for American Canyon, California 94503.
Summary of Average Refinances in American Canyon, California 94503
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Interactive Refinance Rate Projections for American Canyon, California 94503
Pureloan has developed an interactive chart to monitor the five largest local lenders in American Canyon, CA 94503, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in American Canyon, California 94503 from 2024 - 2016
The following historical data provides insights into refinancing trends in American Canyon, California and the surrounding Napa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around American Canyon, California 94503
If you are considering refinancing your mortgage or obtaining a cash-out refinance in American Canyon, California 94503, we have compiled a list of top refinance brokers to assist you in the process.
Stacey Atencio
Loan Orginator
7011 Main St Ste D
American Canyon, CA 94503
(707) 647-1049
StaceyAtencio@tcbk.com
Jason Arnold
Loan Orginator
7011 Main St Ste D
American Canyon, CA 94503
(707) 647-1049
JasonArnold@tcbk.com
Patricia Araas
Loan Orginator
7011 Main St Ste D
American Canyon, CA 94503
(707) 647-1049
PatriciaAraas@tcbk.com
Michelle Andersen
Loan Orginator
7011 Main St Ste D
American Canyon, CA 94503
(707) 647-1049
MichelleAndersen@tcbk.com
Jennelle Ambriz
Loan Orginator
7011 Main St Ste D
American Canyon, CA 94503
(707) 647-1049
JennelleAmbriz@tcbk.com
Address
7011 Main St Ste D
American Canyon, CA
Contact
(707) 647-1049
Fax (301) 639-0804
StaceyAtencio@tcbk.com
Address
7011 Main St Ste D
American Canyon, CA
Contact
(707) 647-1049
Fax (301) 639-0804
JasonArnold@tcbk.com
Address
7011 Main St Ste D
American Canyon, CA
Contact
(707) 647-1049
Fax (301) 639-0804
PatriciaAraas@tcbk.com