Compare Today’s Refinance Rates for Anderson, California 96007
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Anderson, California 96007.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,665 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Anderson and other areas of Shasta county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Anderson, California 96007
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Interactive Refinance Rate Projections for Anderson, California 96007
Pureloan has developed an interactive chart to monitor the five largest local lenders in Anderson, CA 96007, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Anderson, California 96007 from 2024 - 2016
The following historical data provides insights into refinancing trends in Anderson, California and the surrounding Shasta county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 67.31% | 70.68% | 70.42% | 75.95% | 69.89% | 64.15% | 66.59% | 66.98% |
avg refi rate | 6.28% | 3.57% | 3.02% | 3.31% | 4.23% | 4.65% | 4.12% | 3.94% | 4.12% |
% 15 year fixed refinance | 19.23% | 18.11% | 19.50% | 16.20% | 23.12% | 26.95% | 23.16% | 22.48% | |
avg refi rate | 2.70% | 2.42% | 2.85% | 3.73% | 3.87% | 3.50% | 3.21% | 3.43% | |
Avg credit score | 745.83 | 746.65 | 757.96 | 757.57 | 748.55 | 744.95 | 754.71 | 762.80 | 762.11 |
Avg LTV (loan to value) | 61.58% | 57.86% | 64.60% | 68.79% | 70.31% | 68.17% | 67.84% | 69.73% | 70.66% |
Avg DTI (debt to income) | 38.92 | 33.95 | 33.44 | 33.29 | 35.76 | 35.02 | 33.70 | 33.51 | 32.81 |
Avg refinance insurance % | 6.67% | 0.66% | 1.56% | 2.50% | 3.40% | 3.06% | 2.79% | 3.76% | 4.55% |
Best Refinance Brokers around Anderson, California 96007
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Anderson, California 96007, we have compiled a list of top refinance brokers to assist you in the process.
Travis Barker
Loan Orginator
5000 Rhonda Rd
Anderson, CA 96007
(530) 378-8085
TravisBarker@tcbk.com
Amy Jarrard
Mortgage Loan Originator
255 Main Street
Chester, CA 96007
(530) 258-4161
amy.Jarrard@plumasbank.com
Jeff Williams
Mortgage Loan Originator
255 Main Street
Chester, CA 96007
(530) 258-4161
Jeff.Williams@plumasbank.com
Shauna Varner
Mortgage Loan Originator
255 Main Street
Chester, CA 96007
(530) 258-4161
Shauna.Varner@plumasbank.com
Tracey Smith
Mortgage Loan Originator
255 Main Street
Chester, CA 96007
(530) 258-4161
Tracey.Smith@plumasbank.com
Address
5000 Rhonda Rd
Anderson, CA
Contact
(530) 378-8085
Fax (301) 639-0804
TravisBarker@tcbk.com
Address
255 Main Street
Chester, CA
Contact
(530) 258-4161
Fax (301) 639-0804
amy.Jarrard@plumasbank.com
Address
255 Main Street
Chester, CA
Contact
(530) 258-4161
Fax (301) 639-0804
Jeff.Williams@plumasbank.com