Compare Today’s Refinance Rates for Apple Valley, California 92308

Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Apple Valley, California 92308.

Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,848 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Apple Valley and other areas of San Bernardino county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

34.469814 -117.192684 38237

Summary of Average Refinances in Apple Valley, California 92308

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Apple Valley, California 92308

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Apple Valley, CA 92308, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Apple Valley, California 92308

Apple Valley is an incorporated town in the Victor Valley of San Bernardino County, in the U.S. state of California. It was incorporated on November 14, 1988, and is one of the 22 incorporated municipalities in California that use "town" in their names instead of "city". Read more

Apple Valley is an incorporated town in the Victor Valley of San Bernardino County, in the U.S. state of California. It was incorporated on November 14, 1988, and is one of the 22 incorporated municipalities in California that use "town" in their names instead of "city". The town is east of and adjoining to the neighboring cities of Victorville and Hesperia, 35 miles south of Barstow, and 49 miles north of San Bernardino through the Cajon Pass. Its population was 75,791 at the 2020 United States Census.

Apple Valley is governed by a town council. The mayor changes each December.

Apple Valley was home to Roy Rogers and Dale Evans, whose museum was first established in Apple Valley before the museum was relocated to Victorville in 1976. In 2003, the museum moved again, to Branson, Missouri. The move was made in hopes of reaching more fans; however, the museum closed for financial reasons on December 12, 2009. Read less

Historical Refinance Rates in Apple Valley, California 92308 from 2024 - 2016

The following historical data provides insights into refinancing trends in Apple Valley, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 80.00% 65.61% 69.65% 69.92% 70.65% 62.77% 61.66% 64.30% 60.66%
avg refi rate 6.68% 3.46% 2.94% 3.23% 4.10% 4.60% 4.13% 3.92% 4.09%
% 15 year fixed refinance 16.00% 21.20% 18.84% 19.04% 17.83% 25.76% 27.90% 25.80% 27.69%
avg refi rate 5.06% 2.70% 2.43% 2.80% 3.57% 3.91% 3.41% 3.17% 3.38%
Avg credit score 735.36 742.91 755.26 759.31 750.71 742.94 747.76 751.33 755.70
Avg LTV (loan to value) 59.96% 54.91% 62.32% 66.05% 68.58% 68.86% 66.66% 67.07% 67.06%
Avg DTI (debt to income) 40.08 36.92 35.59 35.03 36.38 36.81 35.67 34.88 35.27
Avg refinance insurance % 1.48% 0.56% 1.58% 2.46% 3.86% 2.56% 2.52% 2.36% 2.34%

Source: Financial Report of the US Government

Best Refinance Brokers around Apple Valley, California 92308

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Apple Valley, California 92308, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Ezequiel Avina

Mortgage Advisor

16191 Kamana Rd., Suite 203

Apple Valley, CA 92308

(760) 813-3407

eavina@financeofamerica.com

Adriana Avina

Mortgage Advisor

16191 Kamana Rd., Suite 203

Apple Valley, CA 92308

(909) 657-5118

aavina@financeofamerica.com

Arnold Urias

Home Loan Officer

42007 Fox Farm Rd., Suite 3A

Big Bear Lake, CA 92308

(909) 866-8877

arnold.urias@homestreet.com

Ricardo Molina

Loan officer

14518 Baseline Ave

Fontana, CA 92308

(909) 349-1164

Ricardo.Molina@chase.com

Craig Carlson

Mortgage Banker

17317 Main St

Hesperia, CA 92308

(176) 024-4331

Craig.W.Carlson@Chase.com

Address

16191 Kamana Rd., Suite 203

Apple Valley, CA

Contact

(760) 813-3407

Fax (301) 639-0804

eavina@financeofamerica.com

Address

16191 Kamana Rd., Suite 203

Apple Valley, CA

Contact

(909) 657-5118

Fax (301) 639-0804

aavina@financeofamerica.com

Address

42007 Fox Farm Rd., Suite 3A

Big Bear Lake, CA

Contact

(909) 866-8877

Fax (301) 639-0804

arnold.urias@homestreet.com

Refinancing News for Apple Valley, California 92308