Compare Today’s Refinance Rates for Arroyo Grande, California 93421
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Arroyo Grande, California 93421.
With a 30-year amortization refinance in Arroyo Grande and surrounding areas of San Luis Obispo county, our calculations show that you can expect to save up to $12,441 over the lifetime of your mortgage, or a monthly savings of $35. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Arroyo Grande, California 93421.
Summary of Average Refinances in Arroyo Grande, California 93421
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Interactive Refinance Rate Projections for Arroyo Grande, California 93421
Pureloan has developed an interactive chart to monitor the five largest local lenders in Arroyo Grande, CA 93421, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Arroyo Grande, California 93421 from 2024 - 2016
The following historical data provides insights into refinancing trends in Arroyo Grande, California and the surrounding San Luis Obispo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
| avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
| % 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
| avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
| Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
| Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
| Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
| Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Arroyo Grande, California 93421
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Arroyo Grande, California 93421, we have compiled a list of top refinance brokers to assist you in the process.
Mark Frassica
Founder/Certified Mortgage Planner
567 Camino Mercado Suite C
Arroyo Grande, CA 93421
(805) 202-2100
mark@equityreach.com
Emily Carrow
Production Partner
567 Camino Mercado Suite C
Arroyo Grande, CA 93421
(805) 202-2100
emily@equityreach.com
Aymee Frassica
Branch Manager/Processing Manager
567 Camino Mercado Suite C
Arroyo Grande, CA 93421
(805) 202-2100
aymee@equityreach.com
Angie Jacobs
Office Manager/Loan Processor
567 Camino Mercado Suite C
Arroyo Grande, CA 93421
(805) 202-2100
angie@equityreach.com
Tyson Kerr
Loan officer
1230 E Grand Ave
Arroyo Grande, CA 93421
(805) 473-4037
Tyson.Kerr@usbank.com
Address
567 Camino Mercado Suite C
Arroyo Grande, CA
Contact
(805) 202-2100
Fax (301) 639-0804
mark@equityreach.com
Address
567 Camino Mercado Suite C
Arroyo Grande, CA
Contact
(805) 202-2100
Fax (301) 639-0804
emily@equityreach.com
Address
567 Camino Mercado Suite C
Arroyo Grande, CA
Contact
(805) 202-2100
Fax (301) 639-0804
aymee@equityreach.com