Compare Today’s Refinance Rates for Artois, California 95913
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Artois, California 95913.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Artois, California 95913. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,341 or $12 per month in Artois and other parts of Glenn county.
Summary of Average Refinances in Artois, California 95913
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Interactive Refinance Rate Projections for Artois, California 95913
Pureloan has developed an interactive chart to monitor the five largest local lenders in Artois, CA 95913, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Artois, California 95913 from 2024 - 2016
The following historical data provides insights into refinancing trends in Artois, California and the surrounding Glenn county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Artois, California 95913
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Artois, California 95913, we have compiled a list of top refinance brokers to assist you in the process.
Michael Powell
Loan Officer
1263 Esplanade
Chico, CA 95913
(530) 680-4672
mpowell@lhfinancial.com
Amy Briscoe
Loan Orginator
146 W East Ave
Chico, CA 95913
(530) 898-0380
AmyBriscoe@tcbk.com
Gloria Brown
Loan Orginator
146 W East Ave
Chico, CA 95913
(530) 898-0380
GloriaBrown@tcbk.com
Laverne Carroll
Loan Orginator
146 W East Ave
Chico, CA 95913
(530) 898-0380
LaverneCarroll@tcbk.com
Ben Carter
Loan Orginator
146 W East Ave
Chico, CA 95913
(530) 898-0380
BenCarter@tcbk.com
Address
1263 Esplanade
Chico, CA
Contact
(530) 680-4672
Fax (301) 639-0804
mpowell@lhfinancial.com
Address
146 W East Ave
Chico, CA
Contact
(530) 898-0380
Fax (301) 639-0804
AmyBriscoe@tcbk.com
Address
146 W East Ave
Chico, CA
Contact
(530) 898-0380
Fax (301) 639-0804
GloriaBrown@tcbk.com