Compare Today’s Refinance Rates for Atascadero, California 93422
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Atascadero, California 93422.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,884 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Atascadero and other areas of San Luis Obispo county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Atascadero, California 93422
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Interactive Refinance Rate Projections for Atascadero, California 93422
Pureloan has developed an interactive chart to monitor the five largest local lenders in Atascadero, CA 93422, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Atascadero, California 93422 from 2024 - 2016
The following historical data provides insights into refinancing trends in Atascadero, California and the surrounding San Luis Obispo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Atascadero, California 93422
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Atascadero, California 93422, we have compiled a list of top refinance brokers to assist you in the process.
Darren Barnes
Mortgage Banker
8055 El Camino Real
Atascadero, CA 93422
(805) 423-1592
Darren.Barnes@chase.com
Valerie Gonzales
Loan Officer
5805 Capistrano Ave Suite A
Atascadero, CA 93422
(805) 550-4325
valerieg@fairwaymc.com
Vincent Mohr
Sales Manager
5805 Capistrano Ave Suite A
Atascadero, CA 93422
(805) 550-7644
vinnym@fairwaymc.com
Karyn Sturtevant
Mortgage Loan Representative
6950 El Camino Real
Atascadero, CA 93422
(805) 466-9930
Karyn.Sturtevant@rabobank.com
Kitty O'Hern
Loan officer
7090 Atascadero Ave
Atascadero, CA 93422
(805) 464-4440
kitty@kdcapmtg.com
Address
8055 El Camino Real
Atascadero, CA
Contact
(805) 423-1592
Fax (301) 639-0804
Darren.Barnes@chase.com
Address
5805 Capistrano Ave Suite A
Atascadero, CA
Contact
(805) 550-4325
Fax (301) 639-0804
valerieg@fairwaymc.com
Address
5805 Capistrano Ave Suite A
Atascadero, CA
Contact
(805) 550-7644
Fax (301) 639-0804
vinnym@fairwaymc.com