Compare Today’s Refinance Rates for Avalon, California 90704
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Avalon, California 90704.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Avalon, California 90704. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,441 or $35 per month in Avalon and other parts of Los Angeles county.
Summary of Average Refinances in Avalon, California 90704
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Interactive Refinance Rate Projections for Avalon, California 90704
Pureloan has developed an interactive chart to monitor the five largest local lenders in Avalon, CA 90704, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Avalon, California 90704 from 2024 - 2016
The following historical data provides insights into refinancing trends in Avalon, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 70.64% | 76.46% | 79.40% | 85.69% | 81.32% | 77.03% | 78.05% | 77.51% |
avg refi rate | 6.15% | 3.46% | 2.90% | 3.20% | 4.11% | 4.55% | 4.11% | 3.89% | 4.07% |
% 15 year fixed refinance | 6.67% | 19.07% | 15.10% | 12.84% | 8.51% | 12.40% | 14.85% | 14.93% | 14.59% |
avg refi rate | 5.75% | 2.73% | 2.40% | 2.71% | 3.52% | 3.82% | 3.35% | 3.14% | 3.35% |
Avg credit score | 742.00 | 763.29 | 767.08 | 767.66 | 752.77 | 742.20 | 749.73 | 757.22 | 757.37 |
Avg LTV (loan to value) | 42.77% | 45.99% | 49.59% | 53.00% | 59.47% | 56.62% | 54.33% | 56.56% | 59.02% |
Avg DTI (debt to income) | 38.30 | 38.19 | 35.58 | 35.22 | 37.08 | 39.13 | 37.44 | 35.96 | 36.33 |
Avg refinance insurance % | 0.39% | 0.48% | 0.63% | 1.45% | 0.90% | 0.60% | 0.64% | 0.75% |
Best Refinance Brokers around Avalon, California 90704
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Avalon, California 90704, we have compiled a list of top refinance brokers to assist you in the process.
Leslie Day
Mortgage Consultant
11306 183rd St Ste 203
Cerritos, CA 90704
(562) 809-3100
leslie.day@icitymortgage.com
Philip Pannell
Mortgage Consultant
11306 183rd St Ste 203
Cerritos, CA 90704
(562) 809-3100
philip.pannell@icitymortgage.com
Eunjung Chang
Mortgage Banker
13223 South St
Cerritos, CA 90704
(156) 286-5183
Eunjung.J.Chang@Chase.com
Lucy Pons
Mortgage Banker
16804 Bellfower Blvd.
Bellflower, CA 90704
(156) 288-4558
Lucy.M.Pons@Chase.com
Carlos Rodriguez
Loan Officer
16804 Bellfower Blvd.
Bellflower, CA 90704
(562) 925-4328
Carlos.A.Rodriguez@chase.com
Address
11306 183rd St Ste 203
Cerritos, CA
Contact
(562) 809-3100
Fax (301) 639-0804
leslie.day@icitymortgage.com
Address
11306 183rd St Ste 203
Cerritos, CA
Contact
(562) 809-3100
Fax (301) 639-0804
philip.pannell@icitymortgage.com
Address
13223 South St
Cerritos, CA
Contact
(156) 286-5183
Fax (301) 639-0804
Eunjung.J.Chang@Chase.com