Compare Today’s Refinance Rates for Avery, California 95224
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Avery, California 95224.
With a 30-year amortization refinance in Avery and surrounding areas of Calaveras county, our calculations show that you can expect to save up to $5,407 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Avery, California 95224.
Summary of Average Refinances in Avery, California 95224
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Interactive Refinance Rate Projections for Avery, California 95224
Pureloan has developed an interactive chart to monitor the five largest local lenders in Avery, CA 95224, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Avery, California 95224 from 2024 - 2016
The following historical data provides insights into refinancing trends in Avery, California and the surrounding Calaveras county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.91% | 70.01% | 68.83% | 74.10% | 67.52% | 57.43% | 63.21% | 61.86% |
avg refi rate | 6.33% | 3.53% | 2.95% | 3.29% | 4.12% | 4.58% | 4.19% | 3.91% | 4.14% |
% 15 year fixed refinance | 21.27% | 18.69% | 18.98% | 13.86% | 21.97% | 31.59% | 23.58% | 26.43% | |
avg refi rate | 2.68% | 2.42% | 2.78% | 3.55% | 3.89% | 3.38% | 3.19% | 3.33% | |
Avg credit score | 742.33 | 739.70 | 748.92 | 753.82 | 743.92 | 741.71 | 760.96 | 753.12 | 753.87 |
Avg LTV (loan to value) | 64.33% | 54.67% | 61.86% | 65.90% | 70.19% | 64.74% | 65.30% | 66.56% | 67.33% |
Avg DTI (debt to income) | 38.89 | 35.42 | 34.56 | 33.54 | 36.14 | 36.00 | 34.71 | 35.93 | 33.91 |
Avg refinance insurance % | 2.78% | 0.53% | 1.53% | 2.62% | 4.53% | 2.46% | 2.64% | 2.22% | 2.57% |
Best Refinance Brokers around Avery, California 95224
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Avery, California 95224, we have compiled a list of top refinance brokers to assist you in the process.
Christine Foster
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95224
(530) 268-1200
CFoster@eldoradosavings.com
Dana Osterlund
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95224
(530) 268-1200
DOsterlund@eldoradosavings.com
Karin Harlan
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95224
(530) 268-1200
KHarlan@eldoradosavings.com
Stephanie Porter
Mortgage Loan Orginator
1227 Oak Court
Arnold, CA 95224
(530) 268-1200
SPorter@eldoradosavings.com
Jennifer Bunning
Loan officer
580 S Main Street
Angels Camp, CA 95224
(209) 890-4133
Jennifer.Bunning@usbank.com
Address
1227 Oak Court
Arnold, CA
Contact
(530) 268-1200
Fax (301) 639-0804
CFoster@eldoradosavings.com
Address
1227 Oak Court
Arnold, CA
Contact
(530) 268-1200
Fax (301) 639-0804
DOsterlund@eldoradosavings.com
Address
1227 Oak Court
Arnold, CA
Contact
(530) 268-1200
Fax (301) 639-0804
KHarlan@eldoradosavings.com