Compare Today’s Refinance Rates for Bakersfield, California

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Bakersfield, California 93390. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Bakersfield and surrounding areas of Kern county, expected lifetime cash savings are $6,150 or $17 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Bakersfield, California 93390.

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Summary of Average Refinance Terms in Bakersfield, California 93390

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Bakersfield, California 93390 from 2012 - 2019

Below are historical data on refinancing in Bakersfield, California and around Kern county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 67.21% 62.53% 68.29% 73.78% 80.72% 78.43% 78.33% 72.32%
avg refi rate 4.85% 4.55% 3.89% 3.79% 4.47% 4.05% 3.85% 3.95%
% 15 year fixed refinance 23.84% 25.72% 22.39% 20.17% 12.33% 12.58% 14.41% 18.26%
avg refi rate 4.27% 3.84% 3.28% 3.03% 3.51% 3.29% 3.13% 3.19%
Avg credit score 774.66 773.00 778.35 769.83 751.29 756.30 757.32 754.48
Avg LTV (loan to value) 56.84% 59.75% 61.24% 63.53% 68.81% 66.94% 64.04% 63.95%
Avg DTI (debt to income) 32.87 33.59 32.45 33.21 36.15 35.89 35.72 36.95
Avg refinance insurance % 0.34% 0.47% 0.88% 1.85% 1.82% 2.06% 1.60% 1.68%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bakersfield, California 93390

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bakersfield, California 93390, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Sylvia Waterfield

Loan Officer

211 New Stine Road, Ste. 115

Bakersfield, CA 93390

(661) 370-0600

sylvia.waterfield@spmc.com

Seth Thomas

Loan Officer

210 New Stine Road, Ste. 115

Bakersfield, CA 93390

(661) 370-0600

seth.thomas@spmc.com

Sandy Hanson

Loan Officer

209 New Stine Road, Ste. 115

Bakersfield, CA 93390

(661) 332-0829

sandra.evans@spmc.com

Robert Guill

Loan Officer

208 New Stine Road, Ste. 115

Bakersfield, CA 93390

(661) 370-0600

robert.guill@spmc.com

Mida White

Loan Officer

207 New Stine Road, Ste. 115

Bakersfield, CA 93390

(661) 370-0600

mida.white@spmc.com

Address

211 New Stine Road, Ste. 115

Bakersfield, CA

Contact

(661) 370-0600

Fax (301) 639-0804

sylvia.waterfield@spmc.com

Address

210 New Stine Road, Ste. 115

Bakersfield, CA

Contact

(661) 370-0600

Fax (301) 639-0804

seth.thomas@spmc.com

Address

209 New Stine Road, Ste. 115

Bakersfield, CA

Contact

(661) 332-0829

Fax (301) 639-0804

sandra.evans@spmc.com

Refinancing News for Bakersfield, California 93390