Compare Today’s Refinance Rates for Bakersfield, California

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Bakersfield, California 93387. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Bakersfield and surrounding areas of Kern county, your expected lifetime cash savings are $3,852 or $11 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Bakersfield, California 93387.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Bakersfield, California 93387

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bakersfield, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bakersfield, CA 93387, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bakersfield, CA

Refinance Rates for Bakersfield, California 93387 from 2013 - 2020

Below are historical data on refinancing in Bakersfield, California and around Kern county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 67.21% 62.53% 68.29% 73.78% 80.72% 78.43% 78.33% 72.32%
avg refi rate 4.85% 4.55% 3.89% 3.79% 4.47% 4.05% 3.85% 3.95%
% 15 year fixed refinance 23.84% 25.72% 22.39% 20.17% 12.33% 12.58% 14.41% 18.26%
avg refi rate 4.27% 3.84% 3.28% 3.03% 3.51% 3.29% 3.13% 3.19%
Avg credit score 774.66 773.00 778.35 769.83 751.29 756.30 757.32 754.48
Avg LTV (loan to value) 56.84% 59.75% 61.24% 63.53% 68.81% 66.94% 64.04% 63.95%
Avg DTI (debt to income) 32.87 33.59 32.45 33.21 36.15 35.89 35.72 36.95
Avg refinance insurance % 0.34% 0.47% 0.88% 1.85% 1.82% 2.06% 1.60% 1.68%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bakersfield, California 93387

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bakersfield, California 93387, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Sylvia Waterfield

Loan Officer

211 New Stine Road, Ste. 115

Bakersfield, CA 93387

(661) 370-0600

sylvia.waterfield@spmc.com

Seth Thomas

Loan Officer

210 New Stine Road, Ste. 115

Bakersfield, CA 93387

(661) 370-0600

seth.thomas@spmc.com

Sandy Hanson

Loan Officer

209 New Stine Road, Ste. 115

Bakersfield, CA 93387

(661) 332-0829

sandra.evans@spmc.com

Robert Guill

Loan Officer

208 New Stine Road, Ste. 115

Bakersfield, CA 93387

(661) 370-0600

robert.guill@spmc.com

Mida White

Loan Officer

207 New Stine Road, Ste. 115

Bakersfield, CA 93387

(661) 370-0600

mida.white@spmc.com

Address

211 New Stine Road, Ste. 115

Bakersfield, CA

Contact

(661) 370-0600

Fax (301) 639-0804

sylvia.waterfield@spmc.com

Address

210 New Stine Road, Ste. 115

Bakersfield, CA

Contact

(661) 370-0600

Fax (301) 639-0804

seth.thomas@spmc.com

Address

209 New Stine Road, Ste. 115

Bakersfield, CA

Contact

(661) 332-0829

Fax (301) 639-0804

sandra.evans@spmc.com

Refinancing News for Bakersfield, California 93387