Compare Today’s Refinance Rates for Bard, California 92222
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bard, California 92222.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bard, California 92222. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,423 or $18 per month in Bard and other parts of Yuma county.
Summary of Average Refinances in Bard, California 92222
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Interactive Refinance Rate Projections for Bard, California 92222
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bard, CA 92222, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bard, California 92222 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bard, California and the surrounding Yuma county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
| avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
| % 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
| avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
| Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
| Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
| Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
| Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Bard, California 92222
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bard, California 92222, we have compiled a list of top refinance brokers to assist you in the process.
Sam Seps
Branch Manager
1484 E. Second St, Suite A, Beaumont, CA 92223
Beaumont, CA 92222
(951) 365-2751
sam.seps@rate.com
Andres Medina
Loan Officer
190 Main Street
Brawley , CA 92222
(760) 351-5000
Andres.Medina@rabobank.com
Jaime Garcia
Loan Officer
190 Main Street
Brawley , CA 92222
(760) 351-5000
Jaime.Garcia@rabobank.com
Jeanne Lewis
Loan Officer
149 East Hobsonway
Blythe , CA 92222
(760) 922-4131
Jeanne.Lewis@rabobank.com
Jesus Baker
Loan Officer
190 Main Street
Brawley , CA 92222
(760) 351-5000
Jesus.Baker@rabobank.com
Address
1484 E. Second St, Suite A, Beaumont, CA 92223
Beaumont, CA
Contact
(951) 365-2751
Fax (301) 639-0804
sam.seps@rate.com
Address
190 Main Street
Brawley , CA
Contact
(760) 351-5000
Fax (301) 639-0804
Andres.Medina@rabobank.com
Address
190 Main Street
Brawley , CA
Contact
(760) 351-5000
Fax (301) 639-0804
Jaime.Garcia@rabobank.com