Compare Today’s Refinance Rates for Bass Lake, California 93604
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bass Lake, California 93604.
With a 30-year amortization refinance in Bass Lake and surrounding areas of Madera county, our calculations show that you can expect to save up to $8,722 over the lifetime of your mortgage, or a monthly savings of $24. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bass Lake, California 93604.
Summary of Average Refinances in Bass Lake, California 93604
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Interactive Refinance Rate Projections for Bass Lake, California 93604
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bass Lake, CA 93604, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bass Lake, California 93604 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bass Lake, California and the surrounding Madera county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Bass Lake, California 93604
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bass Lake, California 93604, we have compiled a list of top refinance brokers to assist you in the process.
Joe Almirantearena
Loan officer
1416 Clovis Ave
Clovis, CA 93604
(800) 785-4952
info@findmyloanonline.com
David Barr
Loan Officer
96 Shaw Ave Ste 205
Clovis, CA 93604
(559) 322-5005
David@allaccessca.com
Dru Scott
Loan Officer
96 Shaw Ave Ste 205
Clovis, CA 93604
(559) 322-5005
dru@allaccessca.com
Veronica Barragan
Loan Officer
1015 G St
Reedley, CA 93604
(559) 638-3338
veronica@ccmloans.com
Elaine Loftis
Loan Officer
1015 G St
Reedley, CA 93604
(559) 638-3338
elaine@ccmloans.com
Address
1416 Clovis Ave
Clovis, CA
Contact
(800) 785-4952
Fax (301) 639-0804
info@findmyloanonline.com
Address
96 Shaw Ave Ste 205
Clovis, CA
Contact
(559) 322-5005
Fax (301) 639-0804
David@allaccessca.com
Address
96 Shaw Ave Ste 205
Clovis, CA
Contact
(559) 322-5005
Fax (301) 639-0804
dru@allaccessca.com