Compare Today’s Refinance Rates for Big Bear Lake, California 92315
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Big Bear Lake, California 92315.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Big Bear Lake, California 92315. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,539 or $15 per month in Big Bear Lake and other parts of San Bernardino county.
Summary of Average Refinances in Big Bear Lake, California 92315
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Interactive Refinance Rate Projections for Big Bear Lake, California 92315
Pureloan has developed an interactive chart to monitor the five largest local lenders in Big Bear Lake, CA 92315, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Big Bear Lake, California 92315 from 2024 - 2016
The following historical data provides insights into refinancing trends in Big Bear Lake, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Big Bear Lake, California 92315
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Big Bear Lake, California 92315, we have compiled a list of top refinance brokers to assist you in the process.
Arnold Urias
Home Loan Officer
42007 Fox Farm Rd., Suite 3A
Big Bear Lake, CA 92315
(909) 866-8877
arnold.urias@homestreet.com
Ricardo Molina
Loan officer
14518 Baseline Ave
Fontana, CA 92315
(909) 349-1164
Ricardo.Molina@chase.com
Craig Carlson
Mortgage Banker
17317 Main St
Hesperia, CA 92315
(176) 024-4331
Craig.W.Carlson@Chase.com
April Pratt
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92315
(909) 255-7604
aprilp@arrowheadcapitalmortgage.com
Christina Anderson
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92315
(909) 255-7602
christina@arrowheadcapitalmortgage.com
Address
42007 Fox Farm Rd., Suite 3A
Big Bear Lake, CA
Contact
(909) 866-8877
Fax (301) 639-0804
arnold.urias@homestreet.com
Address
14518 Baseline Ave
Fontana, CA
Contact
(909) 349-1164
Fax (301) 639-0804
Ricardo.Molina@chase.com
Address
17317 Main St
Hesperia, CA
Contact
(176) 024-4331
Fax (301) 639-0804
Craig.W.Carlson@Chase.com