Compare Today’s Refinance Rates for Bishop, California 93515
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bishop, California 93515.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bishop, California 93515. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,359 or $20 per month in Bishop and other parts of Inyo county.
Summary of Average Refinances in Bishop, California 93515
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Interactive Refinance Rate Projections for Bishop, California 93515
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bishop, CA 93515, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bishop, California 93515 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bishop, California and the surrounding Inyo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Bishop, California 93515
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bishop, California 93515, we have compiled a list of top refinance brokers to assist you in the process.
April Branca
Loan Officer
515 N. Main Street
Bishop, CA 93515
(760) 873-5885
abranca@eldoradosavings.com
Chett Bedore
Mortgage Banker
400 N Main St
Bishop, CA 93515
(760) 872-6054
chett.bedore@chase.com
Monica Graham
Mortgage Loan Orginator
515 N Main St
Bishop, CA 93515
(760) 873-5885
MGraham@eldoradosavings.com
Fabiola Isidro
Mortgage Loan Orginator
400 N Main
Lone Pine, CA 93515
(760) 876-5512
FIsidro@eldoradosavings.com
Alina Berry
Mortgage Loan Orginator
400 N Main
Lone Pine, CA 93515
(760) 876-5512
ABerry@eldoradosavings.com
Address
515 N. Main Street
Bishop, CA
Contact
(760) 873-5885
Fax (301) 639-0804
abranca@eldoradosavings.com
Address
400 N Main St
Bishop, CA
Contact
(760) 872-6054
Fax (301) 639-0804
chett.bedore@chase.com
Address
515 N Main St
Bishop, CA
Contact
(760) 873-5885
Fax (301) 639-0804
MGraham@eldoradosavings.com