Compare Today’s Refinance Rates for Bloomington, California 92316
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bloomington, California 92316.
With a 30-year amortization refinance in Bloomington and surrounding areas of San Bernardino county, our calculations show that you can expect to save up to $5,385 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bloomington, California 92316.
Summary of Average Refinances in Bloomington, California 92316
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Interactive Refinance Rate Projections for Bloomington, California 92316
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bloomington, CA 92316, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bloomington, California 92316 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bloomington, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
| avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
| % 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
| avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
| Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
| Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
| Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
| Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Bloomington, California 92316
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bloomington, California 92316, we have compiled a list of top refinance brokers to assist you in the process.
Ricardo Molina
Loan officer
14518 Baseline Ave
Fontana, CA 92316
(909) 349-1164
Ricardo.Molina@chase.com
Craig Carlson
Mortgage Banker
17317 Main St
Hesperia, CA 92316
(176) 024-4331
Craig.W.Carlson@Chase.com
April Pratt
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92316
(909) 255-7604
aprilp@arrowheadcapitalmortgage.com
Christina Anderson
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92316
(909) 255-7602
christina@arrowheadcapitalmortgage.com
Clint Anderson
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92316
(951) 961-4976
clint@arrowheadcapitalmortgage.com
Address
14518 Baseline Ave
Fontana, CA
Contact
(909) 349-1164
Fax (301) 639-0804
Ricardo.Molina@chase.com
Address
17317 Main St
Hesperia, CA
Contact
(176) 024-4331
Fax (301) 639-0804
Craig.W.Carlson@Chase.com
Address
1615 Orange Tree Ln Ste 100
Redlands, CA
Contact
(909) 255-7604
Fax (301) 639-0804
aprilp@arrowheadcapitalmortgage.com