Compare Today’s Refinance Rates for Bodfish, California 93205
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bodfish, California 93205.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bodfish, California 93205. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,743 or $13 per month in Bodfish and other parts of Kern county.
Summary of Average Refinances in Bodfish, California 93205
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Interactive Refinance Rate Projections for Bodfish, California 93205
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bodfish, CA 93205, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bodfish, California 93205 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bodfish, California and the surrounding Kern county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
| avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
| % 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
| avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
| Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
| Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
| Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
| Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Bodfish, California 93205
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bodfish, California 93205, we have compiled a list of top refinance brokers to assist you in the process.
Ray Marley
Loan Originator
5301 Virginia Way, Ste. 155
Delano, CA 93205
(615) 258-5127
ray.marley@gatewayloan.com
John Vartanian
Mortgage consultant
520 W Lacey Blvd Ste 5
Hanford, CA 93205
(559) 585-7410
JohnV@resourcelenders.com
Megan Carrilho
Mortgage Loan Orginator
855 N Lemoore Ave Ste 190
Lemoore, CA 93205
(888) 842-6328
Megan_Carrilho@navyfederal.org
Reinita Toth
Mortgage Loan Orginator
855 N Lemoore Ave Ste 190
Lemoore, CA 93205
(888) 842-6328
Reinita_Toth@navyfederal.org
Barbara Rossitto
Sr Mortgage Consultant
1150 W Morton Ave Ste A
Porterville, CA 93205
(559) 784-2265
barbr1@ccmloans.com
Address
5301 Virginia Way, Ste. 155
Delano, CA
Contact
(615) 258-5127
Fax (301) 639-0804
ray.marley@gatewayloan.com
Address
520 W Lacey Blvd Ste 5
Hanford, CA
Contact
(559) 585-7410
Fax (301) 639-0804
JohnV@resourcelenders.com
Address
855 N Lemoore Ave Ste 190
Lemoore, CA
Contact
(888) 842-6328
Fax (301) 639-0804
Megan_Carrilho@navyfederal.org