Compare Today’s Refinance Rates for Boulevard, California 91905
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Boulevard, California 91905.
With a 30-year amortization refinance in Boulevard and surrounding areas of San Diego county, our calculations show that you can expect to save up to $5,407 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Boulevard, California 91905.
Summary of Average Refinances in Boulevard, California 91905
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Interactive Refinance Rate Projections for Boulevard, California 91905
Pureloan has developed an interactive chart to monitor the five largest local lenders in Boulevard, CA 91905, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Boulevard, California 91905 from 2024 - 2016
The following historical data provides insights into refinancing trends in Boulevard, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.75% | 76.67% | 78.24% | 79.11% | 85.28% | 80.21% | 76.83% | 77.47% | 78.34% |
avg refi rate | 5.95% | 3.34% | 2.87% | 3.17% | 4.03% | 4.49% | 4.12% | 3.86% | 4.06% |
% 15 year fixed refinance | 11.66% | 12.83% | 11.17% | 8.83% | 11.57% | 15.13% | 14.21% | 13.99% | |
avg refi rate | 2.69% | 2.34% | 2.69% | 3.54% | 3.76% | 3.30% | 3.09% | 3.27% | |
Avg credit score | 727.31 | 744.81 | 757.36 | 760.79 | 751.51 | 740.33 | 746.50 | 752.04 | 752.21 |
Avg LTV (loan to value) | 55.25% | 54.42% | 60.37% | 64.07% | 69.10% | 66.45% | 66.05% | 66.34% | 69.16% |
Avg DTI (debt to income) | 37.88 | 39.77 | 35.72 | 35.47 | 38.77 | 38.14 | 36.52 | 35.82 | 36.32 |
Avg refinance insurance % | 2.31% | 0.79% | 1.34% | 2.07% | 4.11% | 2.29% | 2.54% | 2.18% | 2.73% |
Best Refinance Brokers around Boulevard, California 91905
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Boulevard, California 91905, we have compiled a list of top refinance brokers to assist you in the process.
Gerardo Rivera
Loan Officer
330 E H St
Chula Vista, CA 91905
(619) 476-3176
Gerardo.Rivera@chase.com
Andy Fraguela
Mortgage Banker
330 E H St
Chula Vista, CA 91905
(161) 975-5770
Andy.Fraguela@Chase.com
Thomas Bruyere
Home Mortgage Consultant
333 H St Ste 3000
Chula Vista, CA 91905
(619) 227-2050
tj.bruyere@hsl-ca.com
Veronica Garcia
Home Mortgage Consultant
333 H St Ste 3000
Chula Vista, CA 91905
(619) 498-3444
veronica.c.garcia@hsl-ca.com
Michael Archibald
Home Mortgage Consultant
333 H St Ste 6060
Chula Vista, CA 91905
(619) 498-2616
mikearchibald@wellsfargo.com
Address
330 E H St
Chula Vista, CA
Contact
(619) 476-3176
Fax (301) 639-0804
Gerardo.Rivera@chase.com
Address
330 E H St
Chula Vista, CA
Contact
(161) 975-5770
Fax (301) 639-0804
Andy.Fraguela@Chase.com
Address
333 H St Ste 3000
Chula Vista, CA
Contact
(619) 227-2050
Fax (301) 639-0804
tj.bruyere@hsl-ca.com