Compare Today’s Refinance Rates for Byron, California 94514
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Byron, California 94514.
With a 30-year amortization refinance in Byron and surrounding areas of Contra Costa county, our calculations show that you can expect to save up to $11,915 over the lifetime of your mortgage, or a monthly savings of $33. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Byron, California 94514.
Summary of Average Refinances in Byron, California 94514
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Interactive Refinance Rate Projections for Byron, California 94514
Pureloan has developed an interactive chart to monitor the five largest local lenders in Byron, CA 94514, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Byron, California 94514 from 2024 - 2016
The following historical data provides insights into refinancing trends in Byron, California and the surrounding Contra Costa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
| avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
| % 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
| avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
| Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
| Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
| Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
| Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Byron, California 94514
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Byron, California 94514, we have compiled a list of top refinance brokers to assist you in the process.
Scott Andrews
Loan Officer
100 Cortona Way Ste 220
Brentwood, CA 94514
(925) 513-0444
Scott@deltalending.com
Ben Bauer
Loan Officer
100 Cortona Way Ste 220
Brentwood, CA 94514
(925) 906-1100
bbauer@deltalending.com
Christian Knight
Loan Officer
100 Cortona Way Ste 220
Brentwood, CA 94514
(925) 513-0444
ckloans@gmail.com
Cynthia Ulricksen
Loan Officer
100 Cortona Way Ste 220
Brentwood, CA 94514
(925) 513-9211
cynthia@deltalending.com
Mark DiMercurio
Loan Officer
100 Cortona Way Ste 220
Brentwood, CA 94514
(925) 513-0444
markd@deltalending.com
Address
100 Cortona Way Ste 220
Brentwood, CA
Contact
(925) 513-0444
Fax (301) 639-0804
Scott@deltalending.com
Address
100 Cortona Way Ste 220
Brentwood, CA
Contact
(925) 906-1100
Fax (301) 639-0804
bbauer@deltalending.com
Address
100 Cortona Way Ste 220
Brentwood, CA
Contact
(925) 513-0444
Fax (301) 639-0804
ckloans@gmail.com