Compare Today’s Refinance Rates for Calpine, California 96124
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Calpine, California 96124.
With a 30-year amortization refinance in Calpine and surrounding areas of Sierra county, our calculations show that you can expect to save up to $4,848 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Calpine, California 96124.
Summary of Average Refinances in Calpine, California 96124
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Interactive Refinance Rate Projections for Calpine, California 96124
Pureloan has developed an interactive chart to monitor the five largest local lenders in Calpine, CA 96124, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Calpine, California 96124 from 2024 - 2016
The following historical data provides insights into refinancing trends in Calpine, California and the surrounding Sierra county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 74.13% | 79.07% | 82.40% | 85.96% | 77.78% | 79.12% | 76.19% | 77.26% |
| avg refi rate | 6.35% | 3.23% | 2.80% | 3.08% | 3.90% | 4.37% | 3.87% | 3.72% | 3.89% |
| % 15 year fixed refinance | 13.43% | 14.81% | 11.24% | 11.11% | 16.67% | 18.13% | 20.30% | 17.39% | |
| avg refi rate | 2.36% | 2.31% | 2.62% | 3.05% | 3.64% | 3.19% | 2.92% | 3.12% | |
| Avg credit score | 747.20 | 812.34 | 776.73 | 779.32 | 769.46 | 751.37 | 767.57 | 770.99 | 767.39 |
| Avg LTV (loan to value) | 38.40% | 55.58% | 58.14% | 59.32% | 59.21% | 48.04% | 57.97% | 55.61% | 58.64% |
| Avg DTI (debt to income) | 38.20 | 37.67 | 35.52 | 35.05 | 36.62 | 38.63 | 36.35 | 35.03 | 36.14 |
| Avg refinance insurance % | 0.66% | 1.62% | 1.99% | 2.71% | 0.44% | 1.31% | 0.41% | 1.07% |
Best Refinance Brokers around Calpine, California 96124
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Calpine, California 96124, we have compiled a list of top refinance brokers to assist you in the process.
Esmeralda Estrada
Mortgage Loan Originator
120 N Pine St
Portola, CA 96124
(530) 832-4405
Esmeralda.Estrada@plumasbank.com
Debbie Beever
Mortgage Loan Originator
120 N Pine St
Portola, CA 96124
(530) 832-4405
Debbie.Beever@plumasbank.com
Rachelle Ramelli
Mortgage Loan Originator
120 N Pine St
Portola, CA 96124
(530) 832-4405
Rachelle.Ramelli@plumasbank.com
Jean Loosemore
Mortgage Loan Officer
1855 Main St Unit B
Susanville, CA 96124
(209) 320-3400
jloosemore@summitfunding.net
Irene Amodei
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96124
(530) 257-5013
Irene.Amodei@plumasbank.com
Address
120 N Pine St
Portola, CA
Contact
(530) 832-4405
Fax (301) 639-0804
Esmeralda.Estrada@plumasbank.com
Address
120 N Pine St
Portola, CA
Contact
(530) 832-4405
Fax (301) 639-0804
Debbie.Beever@plumasbank.com
Address
120 N Pine St
Portola, CA
Contact
(530) 832-4405
Fax (301) 639-0804
Rachelle.Ramelli@plumasbank.com