Compare Today’s Refinance Rates for Canyon, California 94516
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Canyon, California 94516.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Canyon, California 94516. For 30-year amortization refinancing, you can expect lifetime cash savings of $16,296 or $45 per month in Canyon and other parts of Contra Costa county.
Summary of Average Refinances in Canyon, California 94516
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Interactive Refinance Rate Projections for Canyon, California 94516
Pureloan has developed an interactive chart to monitor the five largest local lenders in Canyon, CA 94516, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Canyon, California 94516 from 2024 - 2016
The following historical data provides insights into refinancing trends in Canyon, California and the surrounding Contra Costa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Canyon, California 94516
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Canyon, California 94516, we have compiled a list of top refinance brokers to assist you in the process.
Amad Sultan
Home Mortgage Consultant
1320 Willow Pass Rd Ste 150
Concord, CA 94516
(925) 288-1110
amad.sultan@wellsfargo.com
Dino Bianchini
Home Mortgage Consultant
1320 Willow Pass Rd Ste 150
Concord, CA 94516
(925) 288-1110
Dino.L.Bianchini@wellsfargo.com
Yinghong Li
Home Mortgage Consultant
1320 Willow Pass Rd Ste 150
Concord, CA 94516
(925) 288-1110
yinghong.li@wellsfargo.com
Soheyla Molavi
Home Mortgage Consultant
1320 Willow Pass Rd Ste 150
Concord, CA 94516
(925) 288-1110
soheyla.molavi@wellsfargo.com
Sarmad Nisar
Home Mortgage Consultant
1320 Willow Pass Rd Ste 150
Concord, CA 94516
(925) 288-1110
sarmad.nisar@wellsfargo.com
Address
1320 Willow Pass Rd Ste 150
Concord, CA
Contact
(925) 288-1110
Fax (301) 639-0804
amad.sultan@wellsfargo.com
Address
1320 Willow Pass Rd Ste 150
Concord, CA
Contact
(925) 288-1110
Fax (301) 639-0804
Dino.L.Bianchini@wellsfargo.com
Address
1320 Willow Pass Rd Ste 150
Concord, CA
Contact
(925) 288-1110
Fax (301) 639-0804
yinghong.li@wellsfargo.com