Compare Today’s Refinance Rates for Capay, California 95607
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Capay, California 95607.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,710 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Capay and other areas of Yolo county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Capay, California 95607
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Interactive Refinance Rate Projections for Capay, California 95607
Pureloan has developed an interactive chart to monitor the five largest local lenders in Capay, CA 95607, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Capay, California 95607 from 2024 - 2016
The following historical data provides insights into refinancing trends in Capay, California and the surrounding Yolo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Capay, California 95607
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Capay, California 95607, we have compiled a list of top refinance brokers to assist you in the process.
Cheryl Francisco
Mortgage Loan Orginator
694 Pleasant Valley Rd Ste 3
Diamond Springs, CA 95607
(530) 626-5701
CFrancisco@eldoradosavings.com
Donna Standlee
Mortgage Loan Orginator
694 Pleasant Valley Rd Ste 3
Diamond Springs, CA 95607
(530) 626-5701
DStandlee@eldoradosavings.com
Jennifer Maranville
Mortgage Loan Orginator
694 Pleasant Valley Rd Ste 3
Diamond Springs, CA 95607
(530) 626-5701
JMaranville@eldoradosavings.com
Joseph Fraser
Loan Officer
5751 Sunrise Blvd
Citrus Heights, CA 95607
(916) 864-3984
jfraser@ccmclending.com
LaDaughn Fogal
Loan Officer
5751 Sunrise Blvd
Citrus Heights, CA 95607
(916) 864-3985
lfogal@ccmclending.com
Address
694 Pleasant Valley Rd Ste 3
Diamond Springs, CA
Contact
(530) 626-5701
Fax (301) 639-0804
CFrancisco@eldoradosavings.com
Address
694 Pleasant Valley Rd Ste 3
Diamond Springs, CA
Contact
(530) 626-5701
Fax (301) 639-0804
DStandlee@eldoradosavings.com
Address
694 Pleasant Valley Rd Ste 3
Diamond Springs, CA
Contact
(530) 626-5701
Fax (301) 639-0804
JMaranville@eldoradosavings.com