Compare Today’s Refinance Rates for Carmichael, California 95608
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Carmichael, California 95608.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Carmichael, California 95608. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,710 or $21 per month in Carmichael and other parts of Sacramento county.
Summary of Average Refinances in Carmichael, California 95608
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Interactive Refinance Rate Projections for Carmichael, California 95608
Pureloan has developed an interactive chart to monitor the five largest local lenders in Carmichael, CA 95608, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Carmichael, California 95608 from 2024 - 2016
The following historical data provides insights into refinancing trends in Carmichael, California and the surrounding Sacramento county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Carmichael, California 95608
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Carmichael, California 95608, we have compiled a list of top refinance brokers to assist you in the process.
Michael Blaser
Mortgage Banker
5159 Fair Oaks Boulevard
Carmichael, CA 95608
(916) 425-4103
Michael.Blaser@chase.com
Jason Vega
Mortgage Banker
6908 Fair Oaks Blvd
Carmichael, CA 95608
(191) 697-4182
Jason.R.Vega@Chase.com
Jeff Reagan
Loan Officer
6908 Fair Oaks Blvd
Carmichael, CA 95608
(916) 974-1824
Jeff.Reagan@chase.com
Vicky Mott
Mortgage Loan Orginator
4701 Manzanita Ave
Carmichael, CA 95608
(916) 481-0664
VMott@eldoradosavings.com
Nancy Reynolds
Mortgage Loan Orginator
4701 Manzanita Ave
Carmichael, CA 95608
(916) 481-0664
NReynolds@eldoradosavings.com
Address
5159 Fair Oaks Boulevard
Carmichael, CA
Contact
(916) 425-4103
Fax (301) 639-0804
Michael.Blaser@chase.com
Address
6908 Fair Oaks Blvd
Carmichael, CA
Contact
(191) 697-4182
Fax (301) 639-0804
Jason.R.Vega@Chase.com
Address
6908 Fair Oaks Blvd
Carmichael, CA
Contact
(916) 974-1824
Fax (301) 639-0804
Jeff.Reagan@chase.com