Compare Today’s Refinance Rates for Catheys Valley, California 95306
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Catheys Valley, California 95306.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,693 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Catheys Valley and other areas of Mariposa county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Catheys Valley, California 95306
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Interactive Refinance Rate Projections for Catheys Valley, California 95306
Pureloan has developed an interactive chart to monitor the five largest local lenders in Catheys Valley, CA 95306, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Catheys Valley, California 95306 from 2024 - 2016
The following historical data provides insights into refinancing trends in Catheys Valley, California and the surrounding Mariposa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Catheys Valley, California 95306
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Catheys Valley, California 95306, we have compiled a list of top refinance brokers to assist you in the process.
Diann Hansen
Loan Officer
299 E 20th St
Merced, CA 95306
(303) 933-5211
DH@ProFileHomeLoans.com
Bob Sullivan
Mortgage Consultant
3321 G St Ste B
Merced, CA 95306
(209) 384-4200
bob.sullivan@icitymortgage.com
Christopher Johnson
Home Mortgage Consultant
3538 G St
Merced, CA 95306
(209) 381-7890
cj.Johnson@wellsfargo.com
Leticia Galindo
Home Mortgage Consultant
3538 G St
Merced, CA 95306
(209) 381-7890
Leticia.V.Galindo@wellsfargo.com
Marco Guzman
Home Mortgage Consultant
3538 G St
Merced, CA 95306
(209) 381-7890
Marco.A.Guzman@wellsfargo.com
Address
299 E 20th St
Merced, CA
Contact
(303) 933-5211
Fax (301) 639-0804
DH@ProFileHomeLoans.com
Address
3321 G St Ste B
Merced, CA
Contact
(209) 384-4200
Fax (301) 639-0804
bob.sullivan@icitymortgage.com
Address
3538 G St
Merced, CA
Contact
(209) 381-7890
Fax (301) 639-0804
cj.Johnson@wellsfargo.com