Compare Today’s Refinance Rates for Cazadero, California 95421
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cazadero, California 95421.
With a 30-year amortization refinance in Cazadero and surrounding areas of Sonoma county, our calculations show that you can expect to save up to $8,399 over the lifetime of your mortgage, or a monthly savings of $23. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cazadero, California 95421.
Summary of Average Refinances in Cazadero, California 95421
Become a certified mortgage expert on Pureloan.com
in Cazadero, California 95421
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Cazadero, California 95421
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cazadero, CA 95421, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cazadero, California 95421 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cazadero, California and the surrounding Sonoma county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Cazadero, California 95421
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cazadero, California 95421, we have compiled a list of top refinance brokers to assist you in the process.
Mel Fox
Loan Officer
1330 N Dutton Ave Ste 200
Santa Rosa, CA 95421
(707) 303-3701
mfox@prioritylenders.com
Gina Unciano
Mortgage
438 1st St Ste 150
Santa Rosa, CA 95421
(707) 575-3220
gina@sequoiapacificmortgage.com
DENNIS HARTER
Mortgage
438 1st St Ste 150
Santa Rosa, CA 95421
(707) 575-3220
dennis@sequoiapacificmortgage.com
JACKIE PETERSEN
Mortgage
438 1st St Ste 150
Santa Rosa, CA 95421
(707) 575-3220
jackie@sequoiapacificmortgage.com
LORI PRIEST
Mortgage
438 1st St Ste 150
Santa Rosa, CA 95421
(707) 575-3220
lpriest@sequoiapacificmortgage.com
Address
1330 N Dutton Ave Ste 200
Santa Rosa, CA
Contact
(707) 303-3701
Fax (301) 639-0804
mfox@prioritylenders.com
Address
438 1st St Ste 150
Santa Rosa, CA
Contact
(707) 575-3220
Fax (301) 639-0804
gina@sequoiapacificmortgage.com
Address
438 1st St Ste 150
Santa Rosa, CA
Contact
(707) 575-3220
Fax (301) 639-0804
dennis@sequoiapacificmortgage.com