Compare Today’s Refinance Rates for Chula Vista, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Chula Vista, California 91914. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Chula Vista and other areas of San Diego county, expected lifetime cash savings are $10,535 or $29 / month.

For Chula Vista, California 91914, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Chula Vista, California 91914

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Chula Vista, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Chula Vista, CA 91914, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Chula Vista, CA

Refinance Rates for Chula Vista, California 91914 from 2013 - 2020

Below are historical data on refinancing in Chula Vista, California and around San Diego county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 66.46% 58.03% 65.48% 67.33% 77.81% 77.45% 77.04% 66.53%
avg refi rate 4.85% 4.49% 3.88% 3.74% 4.43% 4.02% 3.79% 3.97%
% 15 year fixed refinance 25.80% 29.26% 26.17% 25.56% 16.19% 16.05% 18.25% 25.10%
avg refi rate 4.29% 3.80% 3.28% 2.99% 3.47% 3.24% 3.06% 3.15%
Avg credit score 770.60 769.75 774.87 770.05 749.04 757.38 761.44 754.88
Avg LTV (loan to value) 52.83% 53.03% 54.76% 55.22% 61.30% 59.54% 57.67% 55.83%
Avg DTI (debt to income) 33.85 33.93 32.63 33.00 36.52 36.77 35.85 35.63
Avg refinance insurance % 0.14% 0.14% 0.53% 0.90% 1.12% 0.79% 0.60% 0.59%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Chula Vista, California 91914

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Chula Vista, California 91914, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Martha Munoz

Mortgage Lender

333 H St. Suite 6060

Chula Vista, CA 91914

(619) 228-6548

martha.c.munoz@wellsfargo.com

Jeannette Castillo

Mortgage Lender

333 H St. Suite 6060

Chula Vista, CA 91914

(619) 726-2876

jeannette.castillo@wellsfargo.com

Gigi Prieto

Mortgage Lender

333 H St. Suite 6060

Chula Vista, CA 91914

(619) 852-0981

gigi.prieto@att.net

Carlos Ceballos

Mortgage Lender

333 H St. Suite 6060

Chula Vista, CA 91914

(619) 872-3639

amc_mortgage@yahoo.com

Amparo Eskew

Mortgage Lender

333 H St. Suite 6060

Chula Vista, CA 91914

(619) 840-9829

amparo.eskew@wellsfargo.com

Address

333 H St. Suite 6060

Chula Vista, CA

Contact

(619) 228-6548

Fax (301) 639-0804

martha.c.munoz@wellsfargo.com

Address

333 H St. Suite 6060

Chula Vista, CA

Contact

(619) 726-2876

Fax (301) 639-0804

jeannette.castillo@wellsfargo.com

Address

333 H St. Suite 6060

Chula Vista, CA

Contact

(619) 852-0981

Fax (301) 639-0804

gigi.prieto@att.net

Refinancing News for Chula Vista, California 91914