Compare Today’s Refinance Rates for Chula Vista, California 91911
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Chula Vista, California 91911.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Chula Vista, California 91911. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,207 or $26 per month in Chula Vista and other parts of San Diego county.
Summary of Average Refinances in Chula Vista, California 91911
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Interactive Refinance Rate Projections for Chula Vista, California 91911
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chula Vista, CA 91911, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chula Vista, California 91911 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chula Vista, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.75% | 76.67% | 78.24% | 79.11% | 85.28% | 80.21% | 76.83% | 77.47% | 78.34% |
avg refi rate | 5.95% | 3.34% | 2.87% | 3.17% | 4.03% | 4.49% | 4.12% | 3.86% | 4.06% |
% 15 year fixed refinance | 11.66% | 12.83% | 11.17% | 8.83% | 11.57% | 15.13% | 14.21% | 13.99% | |
avg refi rate | 2.69% | 2.34% | 2.69% | 3.54% | 3.76% | 3.30% | 3.09% | 3.27% | |
Avg credit score | 727.31 | 744.81 | 757.36 | 760.79 | 751.51 | 740.33 | 746.50 | 752.04 | 752.21 |
Avg LTV (loan to value) | 55.25% | 54.42% | 60.37% | 64.07% | 69.10% | 66.45% | 66.05% | 66.34% | 69.16% |
Avg DTI (debt to income) | 37.88 | 39.77 | 35.72 | 35.47 | 38.77 | 38.14 | 36.52 | 35.82 | 36.32 |
Avg refinance insurance % | 2.31% | 0.79% | 1.34% | 2.07% | 4.11% | 2.29% | 2.54% | 2.18% | 2.73% |
Best Refinance Brokers around Chula Vista, California 91911
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chula Vista, California 91911, we have compiled a list of top refinance brokers to assist you in the process.
Martha Munoz
Mortgage Lender
333 H St. Suite 6060
Chula Vista, CA 91911
(619) 228-6548
martha.c.munoz@wellsfargo.com
Jeannette Castillo
Mortgage Lender
333 H St. Suite 6060
Chula Vista, CA 91911
(619) 726-2876
jeannette.castillo@wellsfargo.com
Gigi Prieto
Mortgage Lender
333 H St. Suite 6060
Chula Vista, CA 91911
(619) 852-0981
gigi.prieto@att.net
Carlos Ceballos
Mortgage Lender
333 H St. Suite 6060
Chula Vista, CA 91911
(619) 872-3639
amc_mortgage@yahoo.com
Amparo Eskew
Mortgage Lender
333 H St. Suite 6060
Chula Vista, CA 91911
(619) 840-9829
amparo.eskew@wellsfargo.com
Address
333 H St. Suite 6060
Chula Vista, CA
Contact
(619) 228-6548
Fax (301) 639-0804
martha.c.munoz@wellsfargo.com
Address
333 H St. Suite 6060
Chula Vista, CA
Contact
(619) 726-2876
Fax (301) 639-0804
jeannette.castillo@wellsfargo.com
Address
333 H St. Suite 6060
Chula Vista, CA
Contact
(619) 852-0981
Fax (301) 639-0804
gigi.prieto@att.net