Compare Today’s Refinance Rates for Concord, California 94520
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Concord, California 94520.
With a 30-year amortization refinance in Concord and surrounding areas of Contra Costa county, our calculations show that you can expect to save up to $9,045 over the lifetime of your mortgage, or a monthly savings of $25. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Concord, California 94520.
Summary of Average Refinances in Concord, California 94520
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Interactive Refinance Rate Projections for Concord, California 94520
Pureloan has developed an interactive chart to monitor the five largest local lenders in Concord, CA 94520, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Concord, California 94520 from 2024 - 2016
The following historical data provides insights into refinancing trends in Concord, California and the surrounding Contra Costa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Concord, California 94520
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Concord, California 94520, we have compiled a list of top refinance brokers to assist you in the process.
Tiffani Hom
Loan Officer
1355 Willow Way, Suite 254
Concord, CA 94520
(925) 849-1540
thom@masonmac.com
James Harrington
Loan Officer
1355 Willow Way, Suite 254
Concord, CA 94520
(925) 849-1540
jharrington@masonmac.com
Felicia Battaglia
Branch Manager
1355 Willow Way, Suite 254
Concord, CA 94520
(925) 849-1540
fbattaglia@masonmac.com
Angelic Hetrick
Senior Loan Officer
1355 Willow Way, Suite 254
Concord, CA 94520
(925) 849-1540
ahetrick@masonmac.com
Alan Green
Loan Officer
1355 Willow Way, Suite 254
Concord, CA 94520
(925) 849-1540
agreen@masonmac.com
Address
1355 Willow Way, Suite 254
Concord, CA
Contact
(925) 849-1540
Fax (301) 639-0804
thom@masonmac.com
Address
1355 Willow Way, Suite 254
Concord, CA
Contact
(925) 849-1540
Fax (301) 639-0804
jharrington@masonmac.com
Address
1355 Willow Way, Suite 254
Concord, CA
Contact
(925) 849-1540
Fax (301) 639-0804
fbattaglia@masonmac.com