Compare Today’s Refinance Rates for Coronado, California 92118
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Coronado, California 92118.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $146,956 over the lifetime of your mortgage, which translates to a monthly savings of $408 in Coronado and other areas of San Diego county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Coronado, California 92118
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Interactive Refinance Rate Projections for Coronado, California 92118
Pureloan has developed an interactive chart to monitor the five largest local lenders in Coronado, CA 92118, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Coronado, California 92118 from 2024 - 2016
The following historical data provides insights into refinancing trends in Coronado, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Coronado, California 92118
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Coronado, California 92118, we have compiled a list of top refinance brokers to assist you in the process.
Bill Heon
Loan Officer
1033 B Avenue Suite 105
Coronado, CA 92118
(619) 554-1328
BHeon@cmgfi.com
Clayton Sheffrey
Mortgage consultant
800 Orange Avenue
Coronado, CA 92118
(619) 230-4535
clayton.sheffrey@unionbank.com
Zack Rattray
Mortgage Banker
1000 Orange Ave
Coronado, CA 92118
(619) 405-9178
zack.rattray@chase.com
Andy Wagner
Sr. Loan Consultant
1033 B Ave., Suite 304
Coronado, CA 92118
(425) 492-1711
andy.wagner@caliberhomeloans.com
Gloria DelaVara
Mortgage Banker
1000 Orange Ave
Coronado, CA 92118
(185) 892-2501
Gloria.DeLaVara@Chase.com
Address
1033 B Avenue Suite 105
Coronado, CA
Contact
(619) 554-1328
Fax (301) 639-0804
BHeon@cmgfi.com
Address
800 Orange Avenue
Coronado, CA
Contact
(619) 230-4535
Fax (301) 639-0804
clayton.sheffrey@unionbank.com
Address
1000 Orange Ave
Coronado, CA
Contact
(619) 405-9178
Fax (301) 639-0804
zack.rattray@chase.com