Compare Today’s Refinance Rates for Coyote, California 95013
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Coyote, California 95013.
With a 30-year amortization refinance in Coyote and surrounding areas of Santa Clara county, our calculations show that you can expect to save up to $17,523 over the lifetime of your mortgage, or a monthly savings of $49. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Coyote, California 95013.
Summary of Average Refinances in Coyote, California 95013
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Interactive Refinance Rate Projections for Coyote, California 95013
Pureloan has developed an interactive chart to monitor the five largest local lenders in Coyote, CA 95013, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Coyote, California 95013 from 2024 - 2016
The following historical data provides insights into refinancing trends in Coyote, California and the surrounding Santa Clara county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Coyote, California 95013
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Coyote, California 95013, we have compiled a list of top refinance brokers to assist you in the process.
Victoria Long
Mortgage Banker
20573 Stevens Creek Blvd
Cupertino, CA 95013
(140) 825-7743
Victoria.m.Long@Chase.com
Kitty Cheung
Mortgage Loan Officer
19620 Stevens Creek Blvd
Cupertino, CA 95013
(408) 572-1318
kitty.cheung@pncmortgage.com
Sue Baker-Dirickson
Loan Officer
10105 S De Anza Blvd
Cupertino, CA 95013
(408) 861-8866
suebaker-dirickson@princetoncap.com
Hsien-Chieh Chou
Mortgage Loan Orginator
10465 S De Anza Blvd
Cupertino, CA 95013
(408) 342-8000
Hsien-Chieh.Chou@fareastnationalbank.com
UB Singh
Loan Officer
1601 S De Anza Blvd
Cupertino, CA 95013
(888) 262-3781
ubsingh@gmail.com
Address
20573 Stevens Creek Blvd
Cupertino, CA
Contact
(140) 825-7743
Fax (301) 639-0804
Victoria.m.Long@Chase.com
Address
19620 Stevens Creek Blvd
Cupertino, CA
Contact
(408) 572-1318
Fax (301) 639-0804
kitty.cheung@pncmortgage.com
Address
10105 S De Anza Blvd
Cupertino, CA
Contact
(408) 861-8866
Fax (301) 639-0804
suebaker-dirickson@princetoncap.com