Compare Today’s Refinance Rates for Creston, California 93432
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Creston, California 93432.
With a 30-year amortization refinance in Creston and surrounding areas of San Luis Obispo county, our calculations show that you can expect to save up to $14,193 over the lifetime of your mortgage, or a monthly savings of $39. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Creston, California 93432.
Summary of Average Refinances in Creston, California 93432
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Interactive Refinance Rate Projections for Creston, California 93432
Pureloan has developed an interactive chart to monitor the five largest local lenders in Creston, CA 93432, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Creston, California 93432 from 2024 - 2016
The following historical data provides insights into refinancing trends in Creston, California and the surrounding San Luis Obispo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Creston, California 93432
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Creston, California 93432, we have compiled a list of top refinance brokers to assist you in the process.
Wesly Aguirre
loan officer
511 N H St suite B
Lompoc, CA 93432
(805) 361-0355
waguirre@guildmortgage.net
Anthonette Leon
Loan Officer
899 W Grand Ave
Grover Beach , CA 93432
(805) 489-1336
Anthonette.Leon@rabobank.com
Donna George
Loan Officer
828 N H St
Lompoc , CA 93432
(805) 735-3777
Donna.George@rabobank.com
Kimberly Holley
Loan Officer
107 N Ocean Ave
Cayucos , CA 93432
(805) 995-3671
Kimberly.Holley@rabobank.com
Leann Rubio
Loan Officer
899 W Grand Ave
Grover Beach , CA 93432
(805) 489-1336
Leann.Rubio@rabobank.com
Address
511 N H St suite B
Lompoc, CA
Contact
(805) 361-0355
Fax (301) 639-0804
waguirre@guildmortgage.net
Address
899 W Grand Ave
Grover Beach , CA
Contact
(805) 489-1336
Fax (301) 639-0804
Anthonette.Leon@rabobank.com
Address
828 N H St
Lompoc , CA
Contact
(805) 735-3777
Fax (301) 639-0804
Donna.George@rabobank.com