Compare Today’s Refinance Rates for Cypress, California 90630
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Cypress, California 90630.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Cypress, California 90630. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,616 or $35 per month in Cypress and other parts of Orange county.
Summary of Average Refinances in Cypress, California 90630
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Interactive Refinance Rate Projections for Cypress, California 90630
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cypress, CA 90630, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cypress, California 90630 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cypress, California and the surrounding Orange county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 70.64% | 76.46% | 79.40% | 85.69% | 81.32% | 77.03% | 78.05% | 77.51% |
avg refi rate | 6.15% | 3.46% | 2.90% | 3.20% | 4.11% | 4.55% | 4.11% | 3.89% | 4.07% |
% 15 year fixed refinance | 6.67% | 19.07% | 15.10% | 12.84% | 8.51% | 12.40% | 14.85% | 14.93% | 14.59% |
avg refi rate | 5.75% | 2.73% | 2.40% | 2.71% | 3.52% | 3.82% | 3.35% | 3.14% | 3.35% |
Avg credit score | 742.00 | 763.29 | 767.08 | 767.66 | 752.77 | 742.20 | 749.73 | 757.22 | 757.37 |
Avg LTV (loan to value) | 42.77% | 45.99% | 49.59% | 53.00% | 59.47% | 56.62% | 54.33% | 56.56% | 59.02% |
Avg DTI (debt to income) | 38.30 | 38.19 | 35.58 | 35.22 | 37.08 | 39.13 | 37.44 | 35.96 | 36.33 |
Avg refinance insurance % | 0.39% | 0.48% | 0.63% | 1.45% | 0.90% | 0.60% | 0.64% | 0.75% |
Best Refinance Brokers around Cypress, California 90630
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cypress, California 90630, we have compiled a list of top refinance brokers to assist you in the process.
Joe Soto
Loan Officer
6101 Ball Road, Suite 201
Cypress, CA 90630
(714) 820-1535
joe@joesototeam.com
Sherri Daneshmand
Loan officer
1300 W Imperial Hwy
La Habra, CA 90630
(562) 690-9350
Sherri.Daneshmand@chase.com
Joe Soto
Branch Manager
16700 Valley View Ave, #300 Suites 11 & 12,
La Mirada, CA 90630
(949) 423-3196
Joe.Soto@rate.com
Latasha Augustine
Loan Officer
1517 Peppertree Dr
La Habra Heights, CA 90630
(714) 401-7716
starloan@hotmail.com
Mario Laza
Mortgage Banker
15625 Whittier Blvd
Whittier, CA 90630
(131) 060-0662
Mario.Laza@Chase.com
Address
6101 Ball Road, Suite 201
Cypress, CA
Contact
(714) 820-1535
Fax (301) 639-0804
joe@joesototeam.com
Address
1300 W Imperial Hwy
La Habra, CA
Contact
(562) 690-9350
Fax (301) 639-0804
Sherri.Daneshmand@chase.com
Address
16700 Valley View Ave, #300 Suites 11 & 12,
La Mirada, CA
Contact
(949) 423-3196
Fax (301) 639-0804
Joe.Soto@rate.com