Compare Today’s Refinance Rates for Darwin, California 93522
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Darwin, California 93522.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,903 over the lifetime of your mortgage, which translates to a monthly savings of $5 in Darwin and other areas of Inyo county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Darwin, California 93522
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Interactive Refinance Rate Projections for Darwin, California 93522
Pureloan has developed an interactive chart to monitor the five largest local lenders in Darwin, CA 93522, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Darwin, California 93522 from 2024 - 2016
The following historical data provides insights into refinancing trends in Darwin, California and the surrounding Inyo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Darwin, California 93522
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Darwin, California 93522, we have compiled a list of top refinance brokers to assist you in the process.
Monica Graham
Mortgage Loan Orginator
515 N Main St
Bishop, CA 93522
(760) 873-5885
MGraham@eldoradosavings.com
Fabiola Isidro
Mortgage Loan Orginator
400 N Main
Lone Pine, CA 93522
(760) 876-5512
FIsidro@eldoradosavings.com
Alina Berry
Mortgage Loan Orginator
400 N Main
Lone Pine, CA 93522
(760) 876-5512
ABerry@eldoradosavings.com
Loretta Dorame
Mortgage Loan Orginator
400 N Main
Lone Pine, CA 93522
(760) 876-5512
LDorame@eldoradosavings.com
Susan Henderson
Mortgage Loan Orginator
234 Balsam St
Ridgecrest, CA 93522
(888) 842-6328
Susan_Henderson@navyfederal.org
Address
515 N Main St
Bishop, CA
Contact
(760) 873-5885
Fax (301) 639-0804
MGraham@eldoradosavings.com
Address
400 N Main
Lone Pine, CA
Contact
(760) 876-5512
Fax (301) 639-0804
FIsidro@eldoradosavings.com
Address
400 N Main
Lone Pine, CA
Contact
(760) 876-5512
Fax (301) 639-0804
ABerry@eldoradosavings.com