Compare Today’s Refinance Rates for Desert Hot Springs, California 92241
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Desert Hot Springs, California 92241.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Desert Hot Springs, California 92241. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,961 or $14 per month in Desert Hot Springs and other parts of Riverside county.
Summary of Average Refinances in Desert Hot Springs, California 92241
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Interactive Refinance Rate Projections for Desert Hot Springs, California 92241
Pureloan has developed an interactive chart to monitor the five largest local lenders in Desert Hot Springs, CA 92241, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Desert Hot Springs, California 92241 from 2024 - 2016
The following historical data provides insights into refinancing trends in Desert Hot Springs, California and the surrounding Riverside county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Desert Hot Springs, California 92241
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Desert Hot Springs, California 92241, we have compiled a list of top refinance brokers to assist you in the process.
Tony Sanchez
Loan Originator
1225 W Main St Frnt
El Centro, CA 92241
(760) 337-1253
TSanchez@primelending.com
Irene Coronado
Mortgage consultant
1415 W State St
El Centro, CA 92241
(760) 336-3911
irene.coronado@wvmb.com
Colin Cossio
Mortgage consultant
1415 W State St
El Centro, CA 92241
(760) 336-3911
colin.cossio@wvmb.com
Todd Pankratz
Mortgage consultant
1415 W State St
El Centro, CA 92241
(760) 336-3911
todd.pankratz@wvmb.com
Zinnia Sanchez
Mortgage consultant
1415 W State St
El Centro, CA 92241
(760) 336-3911
zinnia.sanchez@wvmb.com
Address
1225 W Main St Frnt
El Centro, CA
Contact
(760) 337-1253
Fax (301) 639-0804
TSanchez@primelending.com
Address
1415 W State St
El Centro, CA
Contact
(760) 336-3911
Fax (301) 639-0804
irene.coronado@wvmb.com
Address
1415 W State St
El Centro, CA
Contact
(760) 336-3911
Fax (301) 639-0804
colin.cossio@wvmb.com