Compare Today’s Refinance Rates for Downieville, California 95936
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Downieville, California 95936.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,755 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Downieville and other areas of Sierra county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Downieville, California 95936
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Interactive Refinance Rate Projections for Downieville, California 95936
Pureloan has developed an interactive chart to monitor the five largest local lenders in Downieville, CA 95936, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Downieville, California 95936 from 2024 - 2016
The following historical data provides insights into refinancing trends in Downieville, California and the surrounding Sierra county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Downieville, California 95936
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Downieville, California 95936, we have compiled a list of top refinance brokers to assist you in the process.
Misty Barrows
Loan Orginator
709 Sutton Way
Grass Valley, CA 95936
(530) 477-4020
MistyBarrows@tcbk.com
Tina Beckley
Loan Orginator
709 Sutton Way
Grass Valley, CA 95936
(530) 477-4020
TinaBeckley@tcbk.com
Taylor Belcher
Loan Orginator
709 Sutton Way
Grass Valley, CA 95936
(530) 477-4020
TaylorBelcher@tcbk.com
Gabrieal Budke
Loan Orginator
709 Sutton Way
Grass Valley, CA 95936
(530) 477-4020
GabriealBudke@tcbk.com
Suzanne Voter
Broker Associate, Branch Manager
2428 Nevada City Hwy
Grass Valley, CA 95936
(530) 478-8383
suzanne@deltahl.com
Address
709 Sutton Way
Grass Valley, CA
Contact
(530) 477-4020
Fax (301) 639-0804
MistyBarrows@tcbk.com
Address
709 Sutton Way
Grass Valley, CA
Contact
(530) 477-4020
Fax (301) 639-0804
TinaBeckley@tcbk.com
Address
709 Sutton Way
Grass Valley, CA
Contact
(530) 477-4020
Fax (301) 639-0804
TaylorBelcher@tcbk.com